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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Very recommended.

Paying with PAYPAL is quick, simple and safe, very recommended. Reviewed on: 15th April 2026

PayPal is easy safe and reliable

PayPal is easy safe and reliable Reviewed on: 15th April 2026

Any problems were sorted quickly.

Any problems were sorted quickly. I had a problem with Direct Debit being taken. Was resolved in one phone call Reviewed on: 15th April 2026

Always available to sort any issues I’ve had

Always available to sort any issues I’ve had Reviewed on: 15th April 2026

PayPal Is Your Responsible and Safe Online Friend!

PayPal are reliable, safe and their payment systems are both well structured and convenient. The Pay in 3 feature is particularly useful as it totally removes the headache of remembering to activate payments and it makes things that bit more affordable. The four months at 0% interest is so easy to use and is flexible in the sense it can be paid back as and when the user likes within that period: again it helps with budgeting and makes bigger items more attainable. I feel secure using PayPal online and that is HUGE! Reviewed on: 15th April 2026

Great company

Easy to apply, fast decision and great credit limits. Well recommend company. Reviewed on: 15th April 2026

I’ve been using PayPal credit for years and it has a...

I’ve been using PayPal credit for years and it has always helped me to acquire things I need in times of difficulty. And I think PayPal credit was set up especially for poorer classes of people which I think is very considerate in my opinion, not like other companies with high interest rates that tramples on the less fortunate. So for me PayPal credit all the way Reviewed on: 15th April 2026

I love PayPal especially the pay in 3 it’s so easy t...

I love PayPal especially the pay in 3 it’s so easy to use and helps buying the more expensive stuff. Reviewed on: 15th April 2026

All good

I’ve used PayPal for years and all has been good, any questions I have had they have always been helpful and polite. I’ve recommended them to a few ppl and will continue to do so. Reviewed on: 15th April 2026

PayPal is the best option for me to use for my busin...

PayPal is the best option for me to use for my business. Reviewed on: 15th April 2026

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