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PayPal: PayPal Credit reviews

4.74
Based on 114,680 reviews, last reviewed 26th May 2026
2944200% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always efficient service Always efficient … happy to help Reviewed on: 26th May 2026
Sharon R's avatar
Sharon R

Latest lowest rating:

1

Good customer service and I like the refund policies Good customer service and I like the refund policies Reviewed on: 26th May 2026
Joseph Ranjan's avatar
Joseph Ranjan

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (114680)

Good credit

5
Ease of use and easy to understand. Reviewed on: 8th July 2022

Excellent

5
Very reliable service and easy to use Reviewed on: 8th July 2022

Simple & Nice

5
I love having the ease of PP credit! Simple way to pay or spread the costs of bigger purchases!! Reviewed on: 8th July 2022

Good

4
Good and reliable! Easy to be using! Reviewed on: 8th July 2022

So easy to use I think they're great

5
No problem to setup the hole thing went smoothly it have helped me to get thing's done thank you so much Reviewed on: 8th July 2022

Great 4 months interest free credit option

5
This is a great way to buy a special item and pay back with 4 months interest free Reviewed on: 8th July 2022

Happy with PayPal

5
Allways feel safer when I'm using the PayPal app Reviewed on: 8th July 2022

Excellent service

5
Its really so easy to use and with pay in 3, very helpful to buy stuff, very happy to have credit card pay pal Reviewed on: 8th July 2022

A good means of spreading payments

5
The ability to spread payments in a transparent way has enabled bigger purchases that I could have paid in one go. The ability to pay back early if finances improve is a bonus. Reviewed on: 8th July 2022

Great product

5
Great product. paypal is covers you for any dispute Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review