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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Very helpful, easy, quick and great service

Very helpful, easy, quick and great service Reviewed on: 15th April 2026

Supporting your daily expenses

I amazing.. support for daily use Reviewed on: 15th April 2026

PayPal is great and always helpful

PayPal is great and always helpful Reviewed on: 15th April 2026

Always feels safer paying through PayPal, always loo...

Always feels safer paying through PayPal, always look for PayPal when paying online Reviewed on: 15th April 2026

Always convenient to use as payment - especially now...

Always convenient to use as payment - especially now they have introduced their credit card linked to MasterCard. Excellent Customer Service and always helpful! Reviewed on: 15th April 2026

Love the interest free period

I was able to book tickets to Africa last year for a good deal using the 4 month interest free period. Great way of spreading the cost with no negative effect to my credit score Reviewed on: 15th April 2026

Lifesaver

It’s nice knowing that they’re there ever I need extra money Reviewed on: 15th April 2026

Easy to use.

Easy to use. Nice app. Decent rates. Reviewed on: 15th April 2026

PayPal have always come through for me offering flex...

PayPal have always come through for me offering flexible payment options that allow me to spread the cost with no fees! Reviewed on: 15th April 2026

If needed they are helpful, had to use a few times.

If needed they are helpful, had to use a few times. Reviewed on: 15th April 2026

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