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PayPal: PayPal Credit reviews

4.73
Based on 140,823 reviews, last reviewed 16th Jun 2026
4138400% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PAYPAL. A1 PAYPAL.SO DEDICATED IN PROTECTING BUYERS WHO USE THIER PRODUCT. ABSOLUTELY BRILLIANT Reviewed on: 16th June 2026
Kevin H's avatar
Kevin H

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140823)

Fantastic with very few hiccups

5
I have been using PayPal for over 15 years, and it works rather well for me to pay online. It makes everything really convenient. The only time I have had an issue is when my pay in 3 was revoked for no good reason. Say I cancelled a payment because of non-delivery. I know the system is automated, but there should be a way to flag those specific issues. Apart from that, my experience has been very smooth. I am looking forward to experiencing the new points system and also considering getting the card. All the services provided are really helpful for contemporary personal finance. Reviewed on: 9th June 2026

Save and sure

5
Hassle free , great to use and nice to have the security peace off mind with them Reviewed on: 9th June 2026

Sensible credit limit which can be used over a lot o...

5
Sensible credit limit which can be used over a lot of retailers. When there was an issue customer service solved the issue fast and competently Reviewed on: 9th June 2026

FABULOUS CREDIT COMPANY

5
FABULOUS CREDIT COMPANY NEVER HAD ANY PROBLEMS ..EASY PURCHASES ONLINE ZERO APR 4 MONTHS IS AWSOME..I HAVE JUST SET UP A DIRECT DEBIT THAT CIVERS ALL TRANSACTIONS WITHIN 4 MONTHS. EASY ... Reviewed on: 9th June 2026

I’ve had an excellent experience with Paypal Credit

4
I’ve had an excellent experience with Papal Credit and would highly recommend their services. One of the things that stands out most is how easy the platform is to use. The website is well-designed, intuitive, and user-friendly, making it simple to navigate and manage my account without any hassle. Whether checking account information, making payments, or reviewing details, everything is clearly laid out and accessible. Another major advantage is their strong commitment to online security. In today’s digital environment, protecting personal and financial information is incredibly important, and Papal Credit provides robust online protection that gives me real peace of mind. Their security measures make me feel confident that my data is safe whenever I access my account or conduct transactions online. In addition to the platform’s ease of use and security, the overall experience has been reliable and efficient. The service is straightforward, responsive, and designed with the customer in mind. It’s refreshing to use a financial platform that combines convenience with strong security standards. Overall, Papal Credit has exceeded my expectations, and I wouldn’t hesitate to recommend it to anyone looking for a dependable and secure financial service. Reviewed on: 9th June 2026

Its perfect

5
I use all the time to pay for various things purchased on the Internet and I am very satisfied with the development and cooperation with more and more websites Reviewed on: 9th June 2026

Reliable, safe, convenient.

5
Always reliable, safe and convenient. Best way to pay for online shopping. When accessed, Customer Service has been excellent. Pay on three is so helpful at easing the burden of expensive items. Well done. Reviewed on: 9th June 2026

happy experiences until today, offers are fair and just

5
happy experiences until today, offers are fair and just Reviewed on: 9th June 2026

Easy to use app and friendly.

5
Easy to use app and friendly.Takes time to update but you can always know balance. Reviewed on: 9th June 2026

By and large ok, mostly without hassle.

4
By and large ok, mostly without hassle. It's been quite helpful with a number of items that I've purchased Reviewed on: 9th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review