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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Ok seems a bit dear but easy to use

Ok seems a bit dear but easy to use Reviewed on: 15th April 2026

easy and convenient

Everything about PayPal is so easy and convenient Reviewed on: 15th April 2026

Very easy to use

Very easy to use. Glad I started using PayPal. Now just waiting for my PayPal credit card to turn up. Reviewed on: 15th April 2026

Love the convinence

I can spread my payments pay friend and family easily now the physical card is a game changer love it Reviewed on: 15th April 2026

Paypal is used to make secure payment online and exc...

Paypal is used to make secure payment online and excellent Reviewed on: 15th April 2026

Amazing!

Amazing! Never had a problem. Easy to see how much credit is available. Reviewed on: 15th April 2026

Since I started using PayPal many years agohaven’...

Since I started using PayPal many years ago I haven’t had any issues at all in my experience. It’s safe to purchase goods from relevant companies online which associates with PayPal credit. Always pay via PayPal App which is safe and secure. Highly recommended. Reviewed on: 15th April 2026

I’ve been using PayPal for over ten years.

I’ve been using PayPal for over ten years. It has always helped me with purchasing items safely online and provided me with a different way of spending and receiving money that traditional banks don’t allow you to do. Reviewed on: 15th April 2026

Just good and easy and used by many companies

Just good and easy and used by many companies Reviewed on: 15th April 2026

Verry helpfull

I have only had one problem and paypal where so helpfull. Reviewed on: 15th April 2026

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