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PayPal: PayPal Credit reviews

4.74
Based on 114,510 reviews, last reviewed 26th May 2026
2936450% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The customer service is great. The customer service is great. PayPal is my go to for making purchases Reviewed on: 26th May 2026
Yvette P's avatar
Yvette P

Latest lowest rating:

1

Good customer service and I like the refund policies Good customer service and I like the refund policies Reviewed on: 26th May 2026
Joseph Ranjan's avatar
Joseph Ranjan

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (114510)

Great payment method

5
By the long way this is the best option for online purchases. Flexibility of repayments makes life easier. Great idea from PayPal. Reviewed on: 8th July 2022

Best of all

5
It's the best credit card we can have. Amazing!!!! Reviewed on: 8th July 2022

Very handy

5
Works well for small purchases. Reviewed on: 8th July 2022

Love PayPal

5
I just love everything about PayPal there 3 & 4 months interest free terms. Reviewed on: 8th July 2022

Superb service

5
PayPal help you to shop and spread the payment over a period to avoid stress. Can’t do without it Reviewed on: 8th July 2022

Amazing

5
reliable and amazing. trustworthy Reviewed on: 8th July 2022

Fits my Lifestyle !

4
It's a flexible friend !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 8th July 2022

I love it

5
Paypal Credit is really easy to use and allows me to spread out payments and have more flexibility. I love it. It's really helped me out these last few months. Reviewed on: 8th July 2022

Very good card, easy to use and manage, gives you peace of mind.

5
This is a very good opportunity to help you to shop when you don't have money. PayPal gives you a credit to use at any time whereas you can pay back a very small money, the amount that any one can afford. With PayPal you can have peace of money. Reviewed on: 8th July 2022

Credit Where Credit due?

5
Because I am disabled "PayPal Credit" is very useful for online purchases. I don't get out much and for that expensive I can spread out the cost. Reviewed on: 8th July 2022

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