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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Good for big purchases

Great way to pay for big things like concert tickets over a longer period than using a normal credit card Reviewed on: 15th April 2026

Its good very helpful i find it very easy to use ver...

Its good very helpful i find it very easy to use very good for mums like me who have gone through mat leave. Reviewed on: 15th April 2026

I'm happy with PayPal they solved my problem with on...

I'm happy with PayPal they solved my problem with one order. Reviewed on: 15th April 2026

PayPal have been coming through for me!

PayPal have been coming through for me! Especially in financial assistance. I’ve had a really good experience using PayPal and PayPal Credit so far. It’s easy to use, secure, and makes online shopping really convenient. I like having the option to spread the cost of bigger purchases when needed, which has been very helpful. Overall, I find it reliable and straightforward, and it’s become one of my go-to payment methods Reviewed on: 15th April 2026

Easy and safe method of payment.

Easy and safe method of payment. Credit and pay in 3 make a much easier budget tool Reviewed on: 15th April 2026

Pleasant app to use and customer service is spot on

Pleasant app to use and customer service is spot on Reviewed on: 15th April 2026

Excellent service never had a issues

Excellent service never had a issues Reviewed on: 15th April 2026

Excellent app highly recommended

Excellent app highly recommended Reviewed on: 15th April 2026

It's best financial helper for small purchases to hu...

It's best financial helper for small purchases to huge expenses Reviewed on: 15th April 2026

Had a great experience.

Had a great experience. Happy with service and customer care! Reviewed on: 15th April 2026

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