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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 114,554 reviews, last reviewed 26th May 2026
2938400% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal offers various ways to pay with credit or pay... PayPal offers various ways to pay with credit or pay in 3 which I find easiest. Reviewed on: 26th May 2026
Lc's avatar
Lc

Latest lowest rating:

1

Good customer service and I like the refund policies Good customer service and I like the refund policies Reviewed on: 26th May 2026
Joseph Ranjan's avatar
Joseph Ranjan
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114554)

Easy and good

5
It’s easy and you can spread all costs with zero interest free. Reviewed on: 8th July 2022
Camila Fitzsimons's avatar
Camila Fitzsimons

Cool product

5
Fast and easy to use and very useful when you need quick credit and as well help building your credit score. Reviewed on: 8th July 2022
chukwudi david's avatar
chukwudi david

Good enough

3
Similar to other credit cards. Use the credit sensibly. Reviewed on: 8th July 2022
Neshan S's avatar
Neshan S

Credit feedback

3
I like that you can pay interest free for transaction over £100. Reviewed on: 8th July 2022
Arrun Greaves's avatar
Arrun Greaves

Cool product

4
Fast and easy to use and very convenient when you need it on the fly. Reviewed on: 8th July 2022
David Akuma's avatar
David Akuma

PayPal Really is your Pal

5
Absolutely outstanding customer service , products clearly defined and accessible , I would 100% recommend PayPal to everyone, get PayPal in your pocket and on your Smart Phone you will not regret the decision ***** Stars Reviewed on: 8th July 2022
Ally's avatar
Ally

Quick, easy convenient and good value

5
Good value interest rate and 0% for 4 months makes this convenient and good value. It’s really easy to use, the vendor doesn’t get any card details (so it’s more secure than a credit card) and most online retailers now accept paypal at checkout. Reviewed on: 8th July 2022
Dave Longman's avatar
Dave Longman

Amazingly good

5
Excellent service! Good costs, easy access! I love it Reviewed on: 8th July 2022
Zoltan's avatar
Zoltan

Excellent

5
Excellent , it is very convenient and easy way. It is also fast and helpful. It is also very reliable. You have confidence to pay. I am suggesting to my friends and family. I recommend PayPal. Reviewed on: 8th July 2022
Lalitji Odedra 's avatar
Lalitji Odedra

Easy To Use

5
Brilliant 0% for 4 months, gets you out of tight months! Reviewed on: 8th July 2022
K4nol3s's avatar
K4nol3s

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