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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (114607 reviews)

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4.74

Based on 114,607 reviews, last reviewed 26th May 2026

2940800% increase in 5 star reviews

in the past 90 days

8700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and stress-free method of payment Paypal Pay in 3 has become my normal method of payment for large purchases, because it let's me spread the cost into smaller, interest-free payments, ... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Good customer service and I like the refund policies Good customer service and I like the refund policies Reviewed on: 26th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114607)

PayPal Credit

PayPal Credit is always helped me out. Reviewed on: 8th July 2022

Always there for you.

Because of the security it gives. Reviewed on: 8th July 2022

Easy and convenient

It's very user friendly and convenient. Automation of so many things means that you can make adjustments through the app without having to communicate with someone. Even if customer service is required, it is always exceptional. Reviewed on: 8th July 2022

Great service

Easy to use, swift confirmation and simple repayments. Coupled with 4month interest free offers makes this perfect for medium spend purchases. Reviewed on: 8th July 2022

Simple and clear credit

Very straight forward process of paying with PayPal Credit. Nice an simple terms, haven't encountered any problems with PayPal so far. Reviewed on: 8th July 2022

Excellent package all round

PayPal credit is stunning! 4 months 0% apr what’s not to like about that. Spread the costs with some retailers for up to 4 years 0%apr. PayPal customer service is amazing. Refunds are instant. All round the only thing that could make it better is a physical card. Reviewed on: 8th July 2022

easy to use

Great service, easy to use. Always up to date with transactions. Reviewed on: 8th July 2022

First Class

Absolutely Brilliant never ever a problem to deal always perfect Reviewed on: 8th July 2022

Number 1

Paypal is the easiest and safest to pay. I never had problems with paypal, they always helped me when I needed it. Love Paypal !!! Reviewed on: 8th July 2022

It was fantastic

amazing amazing amazing I just love it thank you so much Reviewed on: 8th July 2022

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