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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Amazing experience with PayPal, they’re super easy t...

Amazing experience with PayPal, they’re super easy to use Reviewed on: 15th April 2026

Excellent service

So easy to use and never any problems when using. Well done PayPal. Reviewed on: 15th April 2026

It is just easy.

It is just easy. No messing about. Any issues that arise that dealt with quickly and all information is readily available. The app os clean and easy to use also Reviewed on: 15th April 2026

I have been using paypal for years and it's absolute...

I have been using paypal for years and it's absolutely amazing with fraud and also being able to use it to pay for things and paying it off. Reviewed on: 15th April 2026

Fantastic service easy to use suits my needs

Fantastic service easy to use suits my needs Reviewed on: 15th April 2026

Great team always helpful whenever there is a problem

Great team always helpful whenever there is a problem Reviewed on: 15th April 2026

great for bigger purchases

great for bigger purchases as it allows you to spread the cost Reviewed on: 15th April 2026

very proffetional customer service great products us...

very proffetional customer service great products used for years Reviewed on: 15th April 2026

PayPal credit pay on 4 months is very useful and I u...

PayPal credit pay on 4 months is very useful and I use it a lot Reviewed on: 15th April 2026

PayPal is so convenient and easy to use !

PayPal is so easy to use via the PayPal app! I feel safe using PayPal to shop online, and with interest free credit for purchases of £99+ it’s great for spreading those costly purchases. I’ve been using PayPal for some years now and would definitely recommend Reviewed on: 15th April 2026

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