Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 114,452 reviews, last reviewed 26th May 2026
2933900% increase in 5 star reviews
in the past 90 days
8650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.Love PayPal All in all PayPal makes me life easier especially with the 0% payment plan option and the debit card points system Reviewed on: 26th May 2026
Sonny C's avatar
Sonny C

Latest lowest rating:

1

The PayPal points system is a absolute scam! The PayPal points system is a absolute scam! Been a PayPal user for years and have used several different accounts. I have never been rewarded. Reviewed on: 26th May 2026
N m's avatar
N m
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (114452)

Easy and accepted everywhere

5
Definitely I use paypal for all my online purchases. I have a peace of mind that my money is safe. I heavily use paypal credit as well and a great edition ia the Paypal pay in 3. Reviewed on: 8th July 2022
Rahman Sajid's avatar
Rahman Sajid

Easy to use

5
I loved the flexibility of PayPal credit. I was able to alter my payments as I pleased. Easy to apply for and very user friendly app Reviewed on: 8th July 2022
skye viki's avatar
skye viki

Paypal credit - the most flexible way to pay!

5
Paypal credit has saved my hide more times than i care to imagine, birthdays, christmas, you name it!.. Interest free options, low interest rates. if you have credit cards but not paypal credit, you need to swap !! Reviewed on: 8th July 2022
Daniel Elton's avatar
Daniel Elton

Great product

5
They have a great service I would highly recommend them. Reviewed on: 8th July 2022
John Usher's avatar
John Usher

Just great

5
Never been let down good company to sort problems out with seller's Reviewed on: 8th July 2022
Robert Simmons's avatar
Robert Simmons

I like PayPal

5
Save money and time with PayPal Reviewed on: 8th July 2022
Marc Andrei's avatar
Marc Andrei

I am happy to use PayPal

5
I always use PayPal to build my credit score. Very good opportunity for everybody. Reviewed on: 8th July 2022
Mateusz Kazaniecki's avatar
Mateusz Kazaniecki

Excellent facility

5
It's there when you need it and it is always reasonable Reviewed on: 8th July 2022
Peter Watson's avatar
Peter Watson

Great option

4
Never disappointed about service Reviewed on: 8th July 2022
Natalia's avatar
Natalia

Very Easy to set up

5
PayPal Credit was extremely easy to set up and took me no longer than 5 minutes. It gives you a comfortable period of time to pay the money back and offers extra advantages such as the first 4 months 0% interest on large purchases. Reviewed on: 8th July 2022
Elena Chamberlain's avatar
Elena Chamberlain

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill