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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great for splitting larger purchases and paying late...

Great for splitting larger purchases and paying later, the 0% apr on fort four months is great Reviewed on: 15th April 2026

Easy tocommunicate and to pay!

Easy to communicate and to pay!Great way to spread payments to manage finances. Reviewed on: 15th April 2026

Great & easy

Easy to set up and app easy to use Reviewed on: 15th April 2026

Overall pleasant experience.

I have used PayPal credit a few times with no issues, Clear and simple user interface with all the transaction information and repayment dates easy to find and the option to set up a direct debit on the app is hassle free. Overall a pleasant experience and i will continue to use this service in the future. Reviewed on: 15th April 2026

Excellent customer service

Very frequent with their customer assistant Reviewed on: 15th April 2026

Great service

Great service! I have been using it for while now Reviewed on: 15th April 2026

Fast and safe payments .

Fast and safe payments . When I have some issues with orders and payments I been helped and received the money back Reviewed on: 15th April 2026

I've been using Paypal for years and find it never l...

I've been using Paypal for years and find it never lets me down. I like that they now have pay in 3 options too and it is usually my first choice for payments online. Reviewed on: 15th April 2026

Its Fantastic....

I've used PayPal Credit for a few years now, it's fantastic with 4 interest free. Reviewed on: 15th April 2026

Easy to use and good customer service

Easy to use and good customer service Reviewed on: 15th April 2026

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