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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (114429 reviews)

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4.74

Based on 114,429 reviews, last reviewed 26th May 2026

2932750% increase in 5 star reviews

in the past 90 days

8650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal pleasure Can always rely on PayPal when spending and any issues, customer service can sort it out easily Reviewed on: 26th May 2026

Latest lowest rating:

1

The PayPal points system is a absolute scam! The PayPal points system is a absolute scam! Been a PayPal user for years and have used several different accounts. I have never been rewarded. Reviewed on: 26th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114429)

Best and easiest way to pay!

Very secure and easy way to pay over a certain amount of time, notifications and updates are great to keep on top of payment! Reviewed on: 8th July 2022

Gave me credit when needed it .

PayPal for it was PayPal the one who granted me a credit line and that credit line would help the way for me to build a credit file. It was PayPal the one who trusted in me when the others failed me and they would reject me under their ridiculous excuses that there was not enough credit history in my file. Reviewed on: 8th July 2022

So helpful!!!

The PayPal credit helped me furnishing my new home. Without that financial help I couldn’t afford to buy all furniture. Reviewed on: 8th July 2022

Really good

Simple to use interface and really easy to manage. Reviewed on: 8th July 2022

A real Pal!

Needed some equipment right away, and PayPal Credit made it easy to apply gave a generous limit and the gear was in my hands quick as a flash. Great interest free options superb service all round. Reviewed on: 8th July 2022

Amazing service! Highly recommended.

I was using Paypal Credit for the last few years and their 0% policy for the first 4 months + the ability to pay with Paypal on almost every service around the world makes shopping so convenient! The ability to spread the cost combined with accessibility and a friendly user portal is just a total winner <3 Reviewed on: 8th July 2022

helpful and amazing

I got so many stuff for my room within one day and that's amazing and was super helpful Reviewed on: 8th July 2022

Safe and Easy to use

I always feel safe using paypal with my online purchases. It is also very convenient to use! Reviewed on: 8th July 2022

Quick and hassle-free credit

Quick and easy hassle free credit would recommend to anybody Reviewed on: 8th July 2022

Perfect for online shopping

A simple to use online credit card Reviewed on: 8th July 2022

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