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PayPal: PayPal Credit reviews

4.74
Based on 114,398 reviews, last reviewed 26th May 2026
2931350% increase in 5 star reviews
in the past 90 days
8650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always know my money is secure. Always know my money is secure. Safe from fraudsters. There's plenty of ways to save or invest as well Reviewed on: 26th May 2026
Lodgey's avatar
Lodgey

Latest lowest rating:

1

The PayPal points system is a absolute scam! The PayPal points system is a absolute scam! Been a PayPal user for years and have used several different accounts. I have never been rewarded. Reviewed on: 26th May 2026
N m's avatar
N m

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (114398)

Easy service

5
Makes it easy to spread the cost, aware of monthly payment and if there’s and issue it is resolved promptly Reviewed on: 8th July 2022

Useful

5
Interest free borrowing for 4 months. Its a very good deal! Reviewed on: 8th July 2022

Easy to use.

5
PayPal credit is better as if you have a problem. They are there to help and get your money back. Reviewed on: 8th July 2022

Excellent

5
Really handy if I want something there and then Reviewed on: 8th July 2022

Great for breaking up big purchases

5
I have used PayPal credit a number of times now. It is really helpful on big purchases such as Laptops or mobile phones as it is possible to spread the cost over 4 months without being charged interest. Reviewed on: 8th July 2022

Credit

5
Very useful right now i needed this Reviewed on: 8th July 2022

Excellent

5
I bought a new TV, smartphone and lens without feeling a burden on the monthly budget! Reviewed on: 8th July 2022

Great service

5
It’s great to spread the cost out over 4 months interest free Reviewed on: 8th July 2022

Excellent!!!

5
In my opinion the best credit I have had is PayPal Credit!!! Reviewed on: 8th July 2022

Easy to transfer monies

5
My son in law needed to borrow some cash quickly. Without any extra cost to me I was able to lend the extra funds needed Reviewed on: 8th July 2022

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