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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Spot on service

I use PayPal as it’s convenient and safe Reviewed on: 15th April 2026

PayPal gave me the possibility always to make my nee...

PayPal gave me the possibility always to make my needs possible. Reviewed on: 15th April 2026

PayPal is do easy and convenient to use Lots of diff...

PayPal is do easy and convenient to use Lots of different ways to pay Excellent customer service Any issues resolved quickly PayPal are do helpful Reviewed on: 15th April 2026

Easy to use, accessible 24/7 .

Easy to use, accessible 24/7 . The App is user friendly, everything is simple to understand. Reviewed on: 15th April 2026

Never experienced an problems using PayPal

Never experienced an problems using PayPal Reviewed on: 15th April 2026

PayPal is a safe and easy way to pay.

PayPal is a safe and easy way to pay. I use PayPal as one of my main payment methods as I value the payment protection I get when using PayPal Reviewed on: 15th April 2026

Useful, fast and clear service which I use fairly fr...

Useful, fast and clear service which I use fairly frequently Reviewed on: 15th April 2026

The best

Great experience so far and plenty options to pay for something Reviewed on: 15th April 2026

Paypal plus is a consumer friendly service

Use PayPal+ to gain points that I can spend at PayPal checkout, no other provider gives me this, usually reserved for high income customers with other brands. Reviewed on: 15th April 2026

Amazing service

Amazing soo confident in using the app and services Reviewed on: 15th April 2026

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