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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Pretty good experience nothing to complain about

Pretty good experience nothing to complain about Reviewed on: 15th April 2026

Their excellent provider I would recommend them to a...

Their excellent provider I would recommend them to anyone Reviewed on: 15th April 2026

Just what i was looking for

Simple and easy to setup. I needed a 0% for a watch and PayPal process from the beginning was smooth and easy. Reviewed on: 15th April 2026

Great day to pay.

Great day to pay..various options..love it Reviewed on: 15th April 2026

Always simple to use and customer service is great.

Always simple to use and customer service is great. No ridiculous interest rates. Reviewed on: 15th April 2026

Very easy to use and very good service

Very easy to use and very good service Reviewed on: 15th April 2026

PayPal Is The Number One Go To Credit Institution

The PayPal website is very easy to navigate. I've taken advantage of the delayed payment and interest free three instalments scheme lots of times as they are so useful in organising my finances. I've also historically used PayPal for quick international transfers. The fact PayPal can be employed for so many different payment methods means it's my go to credit institution. Reviewed on: 15th April 2026

Very easy been using for years without any problems

Very easy been using for years without any problems Reviewed on: 15th April 2026

Really helpful always new offers and easy to navigat...

Really helpful always new offers and easy to navigate the website and app it’s easy to see where my money is and easy to set up different payments and the split payment is great Reviewed on: 15th April 2026

Very good set up direct debit no problem in paying...

Very good set up direct debit no problem in paying it off in my own time Reviewed on: 15th April 2026

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