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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Paypal credit provides me with affordability.

Paypal credit provides me with affordability. Reviewed on: 15th April 2026

Excellent

I have used PayPal for years and it’s always reliable. Sending money and paying online is fast, simple, and I feel safe using it. The app is clear and buyer protection gives peace of mind. Reviewed on: 15th April 2026

It's great experience.

It's great experience.thank you for existing, a d thank you caring about us Reviewed on: 15th April 2026

Best service ever

Every time i use paypal never have an issue also if i need to contact customer services they are excellent Reviewed on: 15th April 2026

I love using PayPal when I pay for things I know tha...

I love using PayPal when I pay for things I know that if anything goes wrong I am covered by PayPal, it also gives me a lot more freedom and flexibility with my money. Reviewed on: 15th April 2026

Amazing!

Never had any problems, on one occasion where I was scammed by a seller it was handled incredibly and have never doubted them since Reviewed on: 15th April 2026

Simple to manage.

Simple to manage. At times a lifeline. Reviewed on: 15th April 2026

First class

First class - always I. Hand if assistance required Reviewed on: 15th April 2026

I am very happy with using PayPal, it is simple and...

I am very happy with using PayPal, it is simple and pleasant Reviewed on: 15th April 2026

Query resolved

Query over payment Good response very helpful…….. Reviewed on: 15th April 2026

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