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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 114,374 reviews, last reviewed 26th May 2026
2930250% increase in 5 star reviews
in the past 90 days
8650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good provider Good experience.Never had a problem with them. Reviewed on: 26th May 2026
Sorin T's avatar
Sorin T

Latest lowest rating:

1

The PayPal points system is a absolute scam! The PayPal points system is a absolute scam! Been a PayPal user for years and have used several different accounts. I have never been rewarded. Reviewed on: 26th May 2026
N m's avatar
N m
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114374)

A great way of spreading the costs over a period of time with PayPal credit

5
PayPal credit is excellent for those who wish to spread the costs over a short or indeed long period of time, the customer service PayPal credit is excellent and they will always answer any queries or questions you may have, so much so that they will not end the call until they have resolved any issue which you may be having quick is great that PayPal do this as the customer service which is provided by PayPal is very important but I would give PayPal customer service 10 out of 10 Reviewed on: 8th July 2022
John Obrien's avatar
John Obrien

Great

5
I love paypal. I use it all the time were possible. Great service and always there to help Reviewed on: 8th July 2022
Tricia Kelly's avatar
Tricia Kelly

Happy customer

5
I originally opened a PayPal account to receive a payment. I now also send money to anyone, anywhere in the world. I feel safer when I pay through PayPal so I was very happy to be offered PayPal credit. 0% interest for 4 months has been a huge help to book holidays etc. most online websites accept PayPal payments so it’s great. My money limit has also increased the more I use it so I’m very happy with the service and benefits I’ve got from it over the years. Reviewed on: 8th July 2022
Alexa Trujillo's avatar
Alexa Trujillo

Amazingggggg

5
PayPal has helped with numerous payments in my life weather they were big or small. They have made it easy and flexible to make payments internationally and also through payment plans Reviewed on: 8th July 2022
Bianca Spencer's avatar
Bianca Spencer

Brilliant

5
Brilliant product, great apr, easy to use Reviewed on: 8th July 2022
Cosmin Calin Negrea's avatar
Cosmin Calin Negrea

Quick and easy to use

4
Offer a different kind of payment plan and easy to track Reviewed on: 8th July 2022
Nitikoon Pingmuanglek's avatar
Nitikoon Pingmuanglek

Great

5
Good service, nice and easy as it should be. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

PayPal Credit!!

5
I'll recommend it over and over again. 4 months of interest-free plus you can also choose minimum payment. How much more do we want!!! Reviewed on: 8th July 2022
Mara E.M's avatar
Mara E.M

Awesome flexibility

5
Has allowed me to get new items at 0% with no fuss. Easy checkout to :). Thank you :) Reviewed on: 8th July 2022
Adam Barnes's avatar
Adam Barnes

A great secure Service

5
The customer service is excellent, its simple to use and feels very secure Reviewed on: 8th July 2022
Emma's avatar
Emma

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