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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

A great way of spreading payments when purchasing an...

A great way of spreading payments when purchasing anything, with the security of knowing you’re fully covered as a customer Reviewed on: 15th April 2026

Never had a problem!

Never had a problem making or receiving payments! Would definitely recommend to everyone! Reviewed on: 15th April 2026

Accessible

It has made buying items I could not afford in one payment accessible Reviewed on: 15th April 2026

Good and reliable service.

Good and reliable service. I would highly recommend Reviewed on: 15th April 2026

Good financial provider

I find PayPal reliable, responsive, polite and helpful when I have a query,”. I also find the app really easy to navigate, in fact, idiot proof! Reviewed on: 15th April 2026

service available in many countries, transfer of mon...

service available in many countries, transfer of money within a few min . Reviewed on: 15th April 2026

PayPal credit made things easier in a time of need

Paypal credit has made sure that I was not hammered for high charges when I had money problems. They were courteous and extremely understanding of my situation which helped me so much and I am truly grateful. Reviewed on: 15th April 2026

When using PayPal never had a problem.

When using PayPal never had a problem. Reviewed on: 15th April 2026

Been using paypal for nearly 20 years, never steered...

Been using paypal for nearly 20 years, never steered me wrong! Reviewed on: 15th April 2026

It’s good

It’s good to pay online when you got no money Reviewed on: 15th April 2026

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