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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (114371 reviews)

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4.74

Based on 114,371 reviews, last reviewed 26th May 2026

2930100% increase in 5 star reviews

in the past 90 days

8650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Easy to use - updates on promo offers finishing Easy to use - updates on promo offers finishing Reviewed on: 26th May 2026

Latest lowest rating:

1

The PayPal points system is a absolute scam! The PayPal points system is a absolute scam! Been a PayPal user for years and have used several different accounts. I have never been rewarded. Reviewed on: 26th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114371)

Excellent service

l have used paypal credit for a few years now, its an excellent service and the 4 months interest free on spends over £99 is an excellent feature. Reviewed on: 8th July 2022

Simple and efficient!

Had a great experience throughout the processes, and couldn't recommend more! Reviewed on: 8th July 2022

High level

Easy to handle and a very pleasant experience. Thanks for everything Reviewed on: 8th July 2022

Cheapest credit card ever

Frequently used … easy to use and more and more acceptable Reviewed on: 8th July 2022

Convenient and clear Paypal credit

Good app and clear comms from Paypal. Useful to have the Paypal flexibility with credit option Reviewed on: 8th July 2022

Easy, safe and flexible

I like PayPal credit. It’s really easy to use, and the four months free credit is ideal for medium size purchases such as white goods or technology. It’s really flexible. Pay early or extend the period if necessary. It I’m buying a product for a few hundred pounds I will usually look for a supplier who offers PayPal as a payment method. Reviewed on: 8th July 2022

Quick Dependable

Purchasing anything is extremely Safe ,quick and Dependable. When you've just purchased oh good you receive an email straight away and in case of a refund that's done within seconds. Reviewed on: 8th July 2022

Very smooth process

As the title says, PayPal provided me very flexible way to pay in my diary shopping, amazing company Reviewed on: 8th July 2022

Really is full thing from PayPal

Very useful addition to the PayPal family that the PayPal credit Reviewed on: 8th July 2022

PayPal credit

I’ve been using PayPal for a number of years now and I’m very impressed with their service. The credit is ideal if you are paying for something over £99 and 1 to 3 months to pay it. Highly recommend Reviewed on: 8th July 2022

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