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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great customer service , took a bit of effort to get...

Great customer service , took a bit of effort to get to speak to a person but they took full responsibility and solved the problem. Reviewed on: 15th April 2026

Excellent,fast and good service .

Excellent,fast and good service .Using years ago and so happy with everything Reviewed on: 15th April 2026

Amazing tool, easy to use.

Amazing tool, easy to use. One improvement vemnt suggestion to improve the way to change personal data such as new surname etc. Reviewed on: 15th April 2026

PayPal are very reliable.

PayPal are very reliable. I have used Klarna before and they were useless at solving a dispute with a retailer. When I had an issue on eBay and had paid through PayPal they were able to assist without any problems at all. I would always recommend paying through PayPal to protect your position. Reviewed on: 15th April 2026

Just a very good slick service all round - all extre...

Just a very good slick service all round - all extremely positive Reviewed on: 15th April 2026

I have had PayPal for years I buy everything through...

I have had PayPal for years I buy everything through PayPal 100% trust them Reviewed on: 15th April 2026

Great experience Paypal is looking after its embers

Great experience Paypal is looking after its embers Reviewed on: 15th April 2026

New to Paypal credit

Very straight forward to use. Very new to PayPal credit but love that it can be used at so many different retailers. I have used it to pay for new furniture and appliances as just moved home and it has given peace of mind knowing I can spread the payments over 4 months interest free Reviewed on: 15th April 2026

I appreciate the flexible finance options and range...

I appreciate the flexible finance options and range of services. On the odd occasion I've needed customer service help it has been helpful. Reviewed on: 15th April 2026

Trusted and safe.

Trusted and safe. Easy transactions. Also offer interest free. With spreading your payments. Reviewed on: 15th April 2026

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