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PayPal: PayPal Credit reviews

4.74
Based on 114,368 reviews, last reviewed 26th May 2026
2930000% increase in 5 star reviews
in the past 90 days
8650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been using paypal for a while now, great credit prov... Been using paypal for a while now, great credit provider, love the offer of no interest on purchases if paid within a certain time limit. It gives me ... Read more Reviewed on: 26th May 2026
Freelion's avatar
Freelion

Latest lowest rating:

1

The PayPal points system is a absolute scam! The PayPal points system is a absolute scam! Been a PayPal user for years and have used several different accounts. I have never been rewarded. Reviewed on: 26th May 2026
N m's avatar
N m

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114368)

Credit

3
Having the credit there is so helpful . Reviewed on: 8th July 2022

easy and convenient

5
It is Very easy and convenient Reviewed on: 8th July 2022

Fantastic service

5
They are very reliable, and their communication is really good. Reviewed on: 8th July 2022

Perfect product.

5
Works as it says- no ambiguity so no misleading as I have had with products from other companies. Reviewed on: 8th July 2022

Ideal way to budget

5
Convenient and secure online shopping service offering easy credit terms and a simple way to help budget Reviewed on: 8th July 2022

Quick and easy to use

5
Helps to sort out birthday and Christmas presents as well as the garden... Etc when low on money. Very good Reviewed on: 8th July 2022

Brilliant

5
Absolutely amazing flexibility always on hand whenever you need it Reviewed on: 8th July 2022

PayPal credit good

5
PayPal credit is so good Better than other credits Reviewed on: 8th July 2022

Best card ever

5
Best rates and reliable service! What else do you expect from PayPal. Reviewed on: 8th July 2022

PayPal Credit

5
I have found PayPal credit to be very easy to use and would recommend it as the best way to spread the payment of high value purchases. Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

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