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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 114,362 reviews, last reviewed 26th May 2026
2929700% increase in 5 star reviews
in the past 90 days
8650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

A really useful tool for my finances. A really useful tool for my finances. Either the added safety net on payments.only criticism is that payment take a long time to be updated and show o... Read more Reviewed on: 26th May 2026
Beverley A's avatar
Beverley A

Latest lowest rating:

1

The PayPal points system is a absolute scam! The PayPal points system is a absolute scam! Been a PayPal user for years and have used several different accounts. I have never been rewarded. Reviewed on: 26th May 2026
N m's avatar
N m
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114362)

Good old PayPal

5
Thank you PayPal I needed some expensive after shave for a date and I got a shag so thank you very much I appreciate your help Reviewed on: 8th July 2022
jackm0ss's avatar
jackm0ss

Excellent service

5
Very easy UI excellent service. Accepted in most places and very easy to transfer money instantly without the need for to many details Reviewed on: 8th July 2022
Martyn 's avatar
Martyn

Great convenience and a safe way to make payments online!

5
Find it very useful as a one stop secure payment option as I don't need to share my payment details with every merchant or seller and it's a breeze to use it too. Reviewed on: 8th July 2022
Dacky Conrad's avatar
Dacky Conrad

Great service

5
What can I say except that being able to spread the cost of something I really want but can’t afford that month over 4 months at no extra cost has been absolute blessing on a number of occasions. Reviewed on: 8th July 2022
Hasna Begum's avatar
Hasna Begum

Definitely recommend

5
Purchased a new phone and paid via PayPal Credit. 4 months interest free enabled me to get a much better phone than I could’ve got if I’d had to pay it all upfront or via a phone contract Reviewed on: 8th July 2022
andy26599's avatar
andy26599

Easy peasy lending

5
As an acid Paypal user the introduction of Paypal Credit has been so helpful to spread the cost easily of those big ticket items. Reviewed on: 8th July 2022
Claire's avatar
Claire

Useful financial tool

5
An easy to use and useful tool in the.financial arsenal - competitive rates. Reviewed on: 8th July 2022
Tim Crookston 's avatar
Tim Crookston

Great

5
Easy to use. 4 months free credit. Reviewed on: 8th July 2022
Matthew Jones's avatar
Matthew Jones

Excellent service

5
Thanks to this service I got a new Samsung mobile phone and I didn't pay anything extra at all. I also like that it is possible to top up the remaining credit without additional fees. Reviewed on: 8th July 2022
Pavel Svoboda's avatar
Pavel Svoboda

Great option if you dont want pay whole price once just slice it

5
I'm using pp credit because is bit comfortable to slice my shoping for few payments. I'm so happy of paypal credit Reviewed on: 8th July 2022
Damian's avatar
Damian

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