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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Very happy with the experiencei PayPal is a great se...

Very happy with the experiencei PayPal is a great service Reviewed on: 15th April 2026

Great service and easy to track transaction

Great service and easy to track transaction Reviewed on: 15th April 2026

Easy to manage and quick for online payments

Easy to manage and quick for online payments Reviewed on: 15th April 2026

Great service.

Great service. Never had any issues that PayPal couldn't resolve Reviewed on: 15th April 2026

PayPal is a safe and simple way to pay your onli...

PayPal is a safe and simple way to pay for your online purchases or paying friends and family, Plus you are protected by the money back guarantee if things go wrong with your purchases from online retailers Ect , Would definitely recommend paying by PayPal. Reviewed on: 15th April 2026

So easy to use.

So easy to use. I like to add it to my Apple Wallet. Reviewed on: 15th April 2026

I love it so much and it’s a great way to spend money.

I love it so much and it’s a great way to spend money. Reviewed on: 15th April 2026

Overall good experience, easy to use and clear on w...

Overall good experience, easy to use and clear on what you get Reviewed on: 15th April 2026

PayPal saved my holiday!

I have had issues in the past with eBay and scams and PayPal was there to help. As I was scammed online when away on holiday and thanks to PayPal they saved my holiday!! Reviewed on: 15th April 2026

Paypal Credit, security with great customer service.

I have found PayPal to be a secure way to pay with very clear statements and a good customer service. Reviewed on: 15th April 2026

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