Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 114,353 reviews, last reviewed 26th May 2026
2929400% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward no issues. Straight forward no issues. App is easy to navigate and use for setting balance and making payments. Easy to use when paying online and in store Reviewed on: 26th May 2026
Jennifer L's avatar
Jennifer L

Latest lowest rating:

1

PayPal finance provider is not good for short and lo... PayPal finance provider is not good for short and longer credit finance as this credit effects instantly on credit score, also very strict finance pro... Read more Reviewed on: 25th May 2026
Raheel Masood Wasti's avatar
Raheel Masood Wasti
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (114353)

Useful facility and product

5
Easy to use and set up and allows a bit of financial freedom to repay over a period of time. Reviewed on: 8th July 2022
Alan Paterson's avatar
Alan Paterson

Easy and convenient

5
It’s quick and easy to use, break up payments into interest free options. Reviewed on: 8th July 2022
Shimeela 's avatar
Shimeela

PayPal "purchasing made easy"

5
A great company, fantastic customer service, its a must have in today's online environment. Reviewed on: 8th July 2022
Stuart Belcher's avatar
Stuart Belcher

Quick, Simple, Easy

5
Very straight forward to use and navigate Reviewed on: 8th July 2022
Ellie's avatar
Ellie

The best way to shopping online.Period

5
Never had any problems with PayPal. Reviewed on: 8th July 2022
Stefan 's avatar
Stefan

Amazing service

5
PayPal credit is convenient and hassle free. The 0% interest makes it better than all the rest. I use it all the time! Reviewed on: 8th July 2022
Jimzy's avatar
Jimzy

Paypal credit

5
Paypal credit is a life safer that comes with peace of mind and ease of payment option. It makes my life easier anytime am out of fund, and able to purchase what me and my family needs knowing I have 4 months repayment plan interest free. I will recommend to friends and family anytime. Reviewed on: 8th July 2022
Sekinat Abiola Anifowose 's avatar
Sekinat Abiola Anifowose

PayPal credit

5
It’s amazing. So reliable. I can always count on it Reviewed on: 8th July 2022
ReMix's avatar
ReMix

Great to have 4 months interest free

5
Very useful way to pay, PayPal credit with 4 months interest free. Reviewed on: 8th July 2022
Mary Crisan's avatar
Mary Crisan

Easy to use and manage.

5
With PayPal credit I could book my holiday with ease and confidence, knowing I could spread the payments over the interest free period. The PayPal app is also very user friendly and makes it easy to manage your account. Reviewed on: 8th July 2022
Gift Evans-Aneke's avatar
Gift Evans-Aneke

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill