Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

The breathing space for small businesses

As a solo entrepreneur, PayPal help and give you that ‘breathing space’, to plan, budget and manage your buying process.. regular reminders and support available to keep you on track with your payments. It’s like anything, as long as you stick to your monthly payments (paying the minimum or more), there’s no interest after the agreed term has expired.. When you need to ‘bridge the gap’, PayPal is the little bank in your pocket!! Reviewed on: 15th April 2026

awesome service all through out

awesome service all through out, very friendly customer service also Reviewed on: 15th April 2026

Always up to date and informative

Always up to date and informative Reviewed on: 15th April 2026

Very good very nice very beautiful

Very good very nice very beautiful Reviewed on: 15th April 2026

PayPal is a great way to spread your payments

PayPal is a great way to spread your payments Reviewed on: 15th April 2026

Great awsm

Great to use and great customer service Reviewed on: 15th April 2026

I can always rely on PayPal for payment with no issu...

I can always rely on PayPal for payment with no issues so far. Reviewed on: 15th April 2026

Great and easy to use.

Great and easy to use. Recommend to all Reviewed on: 15th April 2026

Fast and easy checkout with PayPal credit.

Fast and easy checkout with PayPal credit. I use it for most of my online purchases. Reviewed on: 15th April 2026

Great experience, well trained, quick

Great experience, well trained, quick Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Very Pay
from Shop Direct 3.66 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101313 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub