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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (114351 reviews)

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4.74

Based on 114,351 reviews, last reviewed 25th May 2026

2929300% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy and useful I love using PayPal credit it allows me to buy things over time without paying anything extra. Also very easy and comparable to use. Reviewed on: 25th May 2026

Latest lowest rating:

1

PayPal finance provider is not good for short and lo... PayPal finance provider is not good for short and longer credit finance as this credit effects instantly on credit score, also very strict finance pro... Read more Reviewed on: 25th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114351)

A** PayPal

Available to use in 100’s of businesses, I have found PayPal an efficient way of spreading payments and fair especially in the current economic climate. Reviewed on: 8th July 2022

Helpful credit

Paypal is always easy to manage and they always give you a chance to improve and enhance your credit account. And its very handy in your online shopping Reviewed on: 8th July 2022

Spread the cost

Purchase over £99 interest free repayment over 4 months Reviewed on: 8th July 2022

My Pal PayPal

East to use and hassle free. My first choice, especially for large purchases! Reviewed on: 8th July 2022

Love PayPal Credit

PayPal credit is so convenient with reasonable charges, what's not to like :) Reviewed on: 8th July 2022

Given the maximum and cut down to lower without reason

I was given the maximum credit and one day without any notice or reason my credit was lowered to 750 and never missed one payment. But further the credit works good. Reviewed on: 8th July 2022

Paypal credit

Easy to apply and ease of use all set out in a good order.I would highly recommend Reviewed on: 8th July 2022

Could not be happier

Do not ask me why, but, i am more comfortable and secure using this credit card method than all my others. Simple, clear, and secure and keeps you informed every step of the way. Enjoy life. Reviewed on: 8th July 2022

Great in these difficult times.

PayPal credit has been a life saver in these tough times with low Apr compared to everyone else. I would be lost without it. Reviewed on: 8th July 2022

Payment resolution

I had a payment problem it was sorted out in one phone call in less than 15 mins. Staff friendly and very knowledgeable and efficient and passionate and patient Reviewed on: 8th July 2022

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