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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great value and customer service

Easy to use with additional options of earning more points and real value Reviewed on: 15th April 2026

Everytime I have had a problem PayPal has stepped in...

Everytime I have had a problem PayPal has stepped in and sorted it out and I have got my money back.Its definitely the way to go.I pay for everything with it . Reviewed on: 15th April 2026

Excellent service

Excellent service provided by paypal every time. 100% would recommend. Reviewed on: 15th April 2026

Easy and useful.

Easy and useful. Specially pay in 3 options very convenient. Feel secure and trustworthy. Reviewed on: 15th April 2026

more options of pay later

I like that more options of paying over 6 or 12 months are available. Reviewed on: 15th April 2026

Very reliable,

Very reliable, when it comes to making purchases, with an ease of mind Reviewed on: 15th April 2026

Satisfied

Satisfied with the service. Some sort of confusion regarding the statements. Reviewed on: 15th April 2026

Simple, Flexible, and Convenient to Use.

I’ve had a great experience with PayPal Credit. It’s easy to set up, simple to use at checkout, and really helpful for spreading the cost of bigger purchases. The account is straightforward to manage, with clear balances and reminders for payments. The 0% interest offers are a big plus if you stay on top of repayments. Overall, a convenient and reliable option if you already use PayPal. Reviewed on: 15th April 2026

Easy to use, easy to pay off, easy to track...

Easy to use, easy to pay off, easy to track goods Reviewed on: 15th April 2026

Stress saver

I enjoy the interest free. Paypal is the reason I have the gadgets I need when I most need it Reviewed on: 15th April 2026

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