Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

My experience with paypal

I’ve never experienced any problems with PayPal. I keep using it mainly because it gives me that extra peace of mind and sense of security. Reviewed on: 15th April 2026

Excellent

Easy to manage and easy to use. Would recommend Reviewed on: 15th April 2026

Paypal is best because they actually understand cust...

Paypal is best because they actually understand customer’s needs. I am using PayPal for almost 6 months and it doing great. Reviewed on: 15th April 2026

Brilliant and effective very helpful and easy to nav...

Brilliant and effective very helpful and easy to navigate Reviewed on: 15th April 2026

Easy and effective

Easy and effective, very intuitive to work with. Reviewed on: 15th April 2026

It's been an absolute breeze.

It's been an absolute breeze. From start to finish, simple, easy to follow steps, just as I would expect from PayPal. Reviewed on: 15th April 2026

Very easy and simple.

Very easy and simple. Easy to use and easy to download. Reviewed on: 15th April 2026

Positive

I’ve had a consistently positive experience using PayPal. The platform is easy to navigate, payments are processed quickly, and I appreciate the added layer of security when making transactions online. It’s especially convenient for sending and receiving money internationally, and the buyer protection gives extra peace of mind. Overall, PayPal has proven to be a reliable and efficient payment service that I trust for both personal and business use. Reviewed on: 15th April 2026

I love PayPal, all options fulfill my requirements,...

I love PayPal, all options fulfill my requirements, always. Thanks Reviewed on: 15th April 2026

The go-to

My go to, easy to use finance app Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101313 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub