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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,788 reviews, last reviewed 19th Jun 2026
4228050% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and access. Easy to use and access. Makes shopping so convenient. Refunds are dealt with very quick and efficient. Reviewed on: 19th June 2026
Kelly W's avatar
Kelly W

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142788)

really great.

5
really great. Easy access, widely accepted Reviewed on: 9th June 2026
Md Uddin's avatar
Md Uddin

Keep your money and info safe -PayPal

5
PayPal is the only platform I trust and use for online purchases , with fraud getting worse nowadays I’m happy knowing my money and information is as safe as it possibly could be Reviewed on: 9th June 2026
Adrian E's avatar
Adrian E

Very straight forward, full access through the app.

5
Very straight forward, full access through the app. Reviewed on: 9th June 2026
Geo S's avatar
Geo S

Never had a bad experience with PayPal, I have been...

5
Never had a bad experience with PayPal, I have been a customer for years and it has always been a great service :) Reviewed on: 9th June 2026
Alyssatomkins's avatar
Alyssatomkins

PayPal is my essential partner

5
Very efficient at explaining what they had done and why it looked different to what I expected. Colleague showed empathy and understanding of my problem and how it had come about Reviewed on: 9th June 2026
Phill W's avatar
Phill W

Easy to use and very fair.

5
Easy to use and very fair. And just a big company that you know will have. You're back. Reviewed on: 9th June 2026
Gareth Bailey's avatar
Gareth Bailey

Great service.

5
Great service. With paypal credit, its easier especially pay 0% intrest for 4 months for anyting more than £99 is the best Reviewed on: 9th June 2026
Abhisek Joshi's avatar
Abhisek Joshi

Everything is just simple and easy to use

5
Everything is just simple and easy to use Reviewed on: 9th June 2026
Matthew 's avatar
Matthew

Maximum period of 0% for 4 months is a very short am...

4
Maximum period of 0% for 4 months is a very short amount of time to pay off large purchases. There should be an option to extend this. Reviewed on: 9th June 2026
AnnaDB's avatar
AnnaDB

Love the flexibility of PayPal credit

5
Ive used PayPal credit a number of times, it’s really good to have 4 months interest free which Ive usually been able to clear before the 4 months is up.really handy. Reviewed on: 9th June 2026
Stevie G's avatar
Stevie G

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