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PayPal: PayPal Credit reviews

4.73
Based on 142,839 reviews, last reviewed 19th Jun 2026
4230550% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and secured, i can buy with confidence that my... Easy and secured, i can buy with confidence that my financial data is not leaked. Reviewed on: 19th June 2026
Sasha 's avatar
Sasha

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142839)

I am using paypal credit more than 1 year.

5
I am using paypal credit more than 1 year. I liked the service, plan and interest rates. Reviewed on: 9th June 2026

An excellent way to pay with various interest free o...

5
An excellent way to pay with various interest free options and Cashback rewards. Options for payments can be made to suit your requirements. The instant 4 months interest free option for anything over £100 is perhaps the most significant factor in using your PayPal account. Reviewed on: 9th June 2026

Easy to mange finances and spending and an effective...

5
Easy to mange finances and spending and an effective form of payment Reviewed on: 9th June 2026

Great way to pay

5
PayPal is a really convenient way to pay for online purchase. I especially like the pay in three function to share the cost over three months. Reviewed on: 9th June 2026

No Real issues

5
Never had any issues until this week but hopefully resolution centre will resolve Reviewed on: 9th June 2026

Good customer service

5
Very good customer service and rates are good aswell Reviewed on: 9th June 2026

Easy to use, safe and informative.

5
Easy to use, safe and informative. Not had a problem thats not been unable to be solved. Reviewed on: 9th June 2026

Good and sufficient service.

5
Good and sufficient service. Money transfers always quick and on time. Reviewed on: 9th June 2026

Very good,

5
Very good, easy to arrange credit Reviewed on: 9th June 2026

PayPal is really good when it comes to disputes

5
PayPal is really good when it comes to disputes with sellers and obtaining refunds. Reviewed on: 9th June 2026

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