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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,748 reviews, last reviewed 19th Jun 2026
4226300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is Wikked man I always find it more convenient to use my PayPal for most of my purchases. Reviewed on: 19th June 2026
Martin McEvoy's avatar
Martin McEvoy

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142748)

Brilliant safe method of payment.

5
Brilliant safe method of payment. Great pay in 3 offers so easy to use. Customer service outstanding Reviewed on: 9th June 2026
Mrs J's avatar
Mrs J

No complaints, good, reliable service

5
Never had an issue with PayPal and generally I've been very happy with the service. It's onvenient to use for payments and money can be withdrawn quickly and easily. I think the app is very good also - simple to login and use. Reviewed on: 9th June 2026
Neil's avatar
Neil

Safest and easiest service!

5
I find the all the Paypal services provided are easy to understand and user friendly. I have a credit account set up and i can easily track and manage my payments. I also love the promotional offers and pay in 3 services Reviewed on: 9th June 2026
T Thao's avatar
T Thao

I have been a PayPal Credit customer for a few years...

5
I have been a PayPal Credit customer for a few years now, and I am thoroughly impressed with the service. What I love most is the 0% interest offer for the first 4 months on purchases, which makes managing larger expenses so much easier. Unlike other credit providers, PayPal makes tracking multiple 0% promotional purchases completely stress-free. The statements are clear and easy to read, showing exactly what balance is outstanding for each purchase and the precise monthly payments due. On top of that, the app is amazing. It allows you to manage absolutely everything in one place without any hassle. Highly recommended for anyone looking for transparent and convenient credit! Reviewed on: 9th June 2026
Michael R's avatar
Michael R

Excellent customer service.

5
Excellent customer service. I feel confident and comfortable shopping online and in store with PayPal. They make sure that I get my package before sending money to the seller online. I would always trust PayPal and recommend to family, friends and anyone who cares right know. Reviewed on: 9th June 2026
A M's avatar
A M

Never had an issue.

5
Never had an issue. Easy to use and feels secure. Reviewed on: 9th June 2026
Stuart Doubell's avatar
Stuart Doubell

Quick and easy with a back up too so great

5
Quick and easy with a back up too so great Reviewed on: 9th June 2026
Jason T's avatar
Jason T

I like PayPal.

5
I like PayPal. It is easy to use . It is safe. I receive regular or constant updates on purchase history, tracking of orders and the like . In the event of any issues and they are few. Customer service sorts it out quickly , politely and patiently . I find it excellent value as I always pay before I incur charges for credit . I rarely use any other form of payment these days . Reviewed on: 9th June 2026
David B's avatar
David B

A reliable and useful service.

5
I find PayPal easy to use, reliable and you have helpful customer services. Reviewed on: 9th June 2026
Jo's avatar
Jo

I've had a very positive experience with PayPal Credit.

5
I've had a very positive experience with PayPal Credit. What I like most is the flexibility it gives me when making purchases. Being able to spread the cost of larger purchases over time helps me manage my budget more effectively without having to pay the full amount upfront. The application process was straightforward, and using PayPal Credit at checkout is simple and convenient. I also appreciate being able to view my balance, payment schedule, and account information online, which makes it easy to stay on top of my finances. Another feature I value is the promotional financing offered on eligible purchases, which can help save money on interest when payments are made according to the terms. Overall, PayPal Credit has been a useful financial tool that provides convenience, flexibility, and peace of mind when shopping online. Reviewed on: 9th June 2026
DMoore's avatar
DMoore

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