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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 141,320 reviews, last reviewed 17th Jun 2026
4161250% increase in 5 star reviews
in the past 90 days
11800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

SO SIMPLE TO USE, WITH FLEXIBILITY WITH PAYMENT AMOUNT SO SIMPLE TO USE, WITH FLEXIBILITY WITH PAYMENT AMOUNT Reviewed on: 17th June 2026
ANNE W's avatar
ANNE W

Latest lowest rating:

2

I find it hard to know what's going on with my PayPa... I find it hard to know what's going on with my PayPal account Reviewed on: 17th June 2026
Nicola B's avatar
Nicola B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (141320)

Excellent service

5
Easy straightforward and good updates and communication Reviewed on: 9th June 2026
Shaz M's avatar
Shaz M

Excellent service, easy to use, efficient

5
Excellent service, easy to use, efficient Reviewed on: 9th June 2026
Uzair A's avatar
Uzair A

excelente

5
very good for the lasts days of the month when theres no money left for groceries Reviewed on: 9th June 2026
Daniela S's avatar
Daniela S

They have saved my skin on a few occasions. Thank you

5
Paypal offers credit using easy apply and easypay back. They have saved my skin on a few occasions, thanks paypal. Reviewed on: 9th June 2026
Debbz B's avatar
Debbz B

i use paypal wherever possible to not only protect m...

5
i use paypal wherever possible to not only protect my money but some security. Reviewed on: 9th June 2026
Kaitlan M's avatar
Kaitlan M

PayPal Credit: Simple, Flexible and Excellent to Use

5
My experience with PayPal Credit has been excellent. It is simple to use, easy to understand and gives me the flexibility I need when making purchases online. The process feels smooth from start to finish, and everything is clearly presented, which makes it easy to manage with confidence. What I like most is the convenience. PayPal is already a trusted name for online payments, and PayPal Credit adds another useful option without making the experience complicated. It gives customers more control over how they pay, while still feeling secure and familiar. I also appreciate how quickly and easily I can access information about my account, payments and balance. Everything is in one place, which saves time and makes the service feel reliable and user-friendly. Overall, PayPal Credit is a fantastic service. It combines flexibility, convenience and peace of mind, and I would happily recommend it to anyone looking for a simple and trusted way to manage online purchases. Reviewed on: 9th June 2026
Freex's avatar
Freex

Free money!

5
Free money! I get rewarded for paying my debit card payments by PayPal, what’s not to love?! Reviewed on: 9th June 2026
William Bond's avatar
William Bond

All the experiences have been good so far

5
All the experiences have been good so far Reviewed on: 9th June 2026
Nigel F's avatar
Nigel F

The service for aal

5
It's an easy quick and efficient payment service, have been with PayPal for a long time, and will continue to do so. Reviewed on: 9th June 2026
MR S's avatar
MR S

PayPal is the best finance provider, better than any...

5
PayPal is the best finance provider, better than any credit card I've ever had. Easy signing in, PayPal also gives you the chance to pay in 3 or you can do a credit payment with a 3 month interest on over £100. Reviewed on: 9th June 2026
Peter P's avatar
Peter P

Review PayPal: PayPal Credit now

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