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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

They need to improved they customer service pay more...

5
They need to improved they customer service pay more attention less waiting time Reviewed on: 14th July 2026

Always been the most reliable way to pay for anythin...

5
Always been the most reliable way to pay for anything or send money between friends. Reviewed on: 14th July 2026

Quick, clear & easy.

5
All dealings have been straight forward and simple. Never had any issues whatsoever. Reviewed on: 14th July 2026

Helpful and and my questions answered

5
Helpful and and my questions answered Reviewed on: 14th July 2026

Just outstanding overall with GREAT service.

5
Just outstanding overall with GREAT service. Reviewed on: 14th July 2026

Paypal makes finance easy app is easy to manage i lo...

5
Paypal makes finance easy app is easy to manage i love it thanks paypal Reviewed on: 14th July 2026

Good experience!

5
My request was attended quickly and without any issue. Reviewed on: 14th July 2026

Most secure & competitive payment option.

4
I've been using paypal credit for many years & it's always been a competitive, safe, secure and hassle free way of doing transactions with 3rd parties. Highly recommendable. Reviewed on: 14th July 2026

Very easy to use and an available payment on most pl...

5
Very easy to use and an available payment on most platforms. Customer services, on the rare occasion that they may be needed are always quick and helpful. Reviewed on: 14th July 2026

PayPal is my flexible preferred payment partner

5
I have used a mix of payments and credit with PayPal and its always easy to know exactly what my financial status is. Reviewed on: 14th July 2026

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