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PayPal: PayPal Credit reviews

4.73
Based on 181,068 reviews, last reviewed 28th Jul 2026
136% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026
Kim Stacey's avatar
Kim Stacey

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181074)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Everything has gone well so far have no problems usi...

5
Everything has gone well so far have no problems using paypal Reviewed on: 14th July 2026

Great interest and giving 6 months interest free

5
Great interest and giving 6 months interest free Reviewed on: 14th July 2026

Jobs very good good good very good job good job good...

5
Jobs very good good good very good job good job good job good Reviewed on: 14th July 2026

Great service .

5
It’s easy to use and clearly outlines how it works, and what the charges will be if any. So far I haven’t had any for using the credit which is great! Reviewed on: 14th July 2026

Never had any problems.

5
Never had any problems. App easy to use. Reviewed on: 14th July 2026

PayPal what a gem of a credit lender

5
PayPal has been amazing, I’ve used pay in 3 and when I was able to use the credit option it was at ease and helped me afford a lot more as a single mum to two girls it’s mean they haven’t had to miss out Reviewed on: 14th July 2026

When the scammers try and take your money , PayPal h...

5
When the scammers try and take your money , PayPal have got your back . It happens to the best of us and you need papal to help when things go wrong . Reviewed on: 14th July 2026

Positive experience in my interactions

5
Positive experience in my interactions Reviewed on: 14th July 2026

Brilliant PayPal

5
Always use PayPal it's so easy and I feel safer plus the options to pay are brilliant Reviewed on: 14th July 2026

It's amazing!

5
It's amazing! Very helpful in hard time Reviewed on: 14th July 2026

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