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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,050 reviews, last reviewed 20th Jun 2026
4239850% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, excellent service, secure Easy to use, excellent service, secure Reviewed on: 20th June 2026
john g's avatar
john g

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143050)

My experience using PayPal has been very positive.

5
My experience using PayPal has been very positive. It is easy to use, fast, and secure. Payments go through quickly, and I feel confident when shopping online. Overall, I am satisfied and would recommend it to others. Reviewed on: 9th June 2026
Ewa Mska MN's avatar
Ewa Mska MN

Great company that helps with finance and financial...

5
Great company that helps with finance and financial management for the future. Highly recommend as they are very helpful Reviewed on: 9th June 2026
Connor C's avatar
Connor C

My Experience with PayPal

5
Every time I have needed to contact PayPal I have spoken to an agent that has been able to resolve my query. Reviewed on: 9th June 2026
Simtia's avatar
Simtia

Ease of protected purchases.

5
Ease of protected purchases. Customer service is great, peace of mind so very important in our busy day Reviewed on: 9th June 2026
Sue W's avatar
Sue W

I honestly wasn’t a huge fan, until I matured and my...

5
I honestly wasn’t a huge fan, until I matured and my finances changed and I could use PayPal to increase my wealth and improve my life. Reviewed on: 9th June 2026
Alex g's avatar
Alex g

PayPal usage

5
Straightforward to utilise, either by card or on-line, never had any issues. Also provides an extra layer of security and gives you that extra confidence when making purchases. Reviewed on: 9th June 2026
John P's avatar
John P

I been with paypal for 26 years now so have no compl...

5
I been with paypal for 26 years now so have no complain. Reviewed on: 9th June 2026
Rhea Mae Tymchuk's avatar
Rhea Mae Tymchuk

Very happy customer :-)!

5
Very straight forward, simple and clear instructions Reviewed on: 9th June 2026
Lauren H's avatar
Lauren H

Reliable and convenient .

4
Reliable and convenient . With time the service offered have become more of the above. My only wish is that there were more offers and rewards. Reviewed on: 9th June 2026
A K's avatar
A K

Paypal excellent!

5
Paypal? I've always been very good to me. Sorting problems out as I am not very good on computers and the credit is very good to use especially the free month payment plan. Used it several times and I've used the credit for several times of purchasing and always been very good. Can't fault PayPal at all Reviewed on: 9th June 2026
Wayne W's avatar
Wayne W

Review PayPal: PayPal Credit now

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