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PayPal: PayPal Credit reviews

4.73
Based on 143,279 reviews, last reviewed 20th Jun 2026
4250400% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Rates not good but good ease of use and availability Rates are not good but ease of use and availability are very good. It's a bit tricky navigating the app on phone which is where I use it most. Reviewed on: 20th June 2026
Fantas's avatar
Fantas

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143279)

I use PayPal everytime i’m able to - easy to use and...

5
I use PayPal everytime i’m able to - easy to use and trustworthy. Reviewed on: 9th June 2026

Trustworthy site feel safe using paypal

5
Trustworthy site feel safe using paypal Reviewed on: 9th June 2026

Excellent service.

5
Excellent service. Excellent security. Reviewed on: 9th June 2026

I have no issues with PayPal credit.

5
I have no issues with PayPal credit. It helps payments are on time so you are not charged interest . Easy to manage. Reviewed on: 9th June 2026

It's good, easy to use and secure

5
It's good, easy to use and secure Reviewed on: 9th June 2026

Simple and easy to understand.

4
Simple and easy to understand. Multiple options, and secure for sending money to people. Have been using PayPal for quite some time. I usually only use for small purchases or sending money, but now I have their credit card too. The 4 months interest free period on purchases over £99 is great Reviewed on: 9th June 2026

Great security with PayPal for my online purchases

5
Great security with PayPal for my online purchases Reviewed on: 9th June 2026

Good service .

5
No issues at all with using. PayPal . Plenty of payment variations for larger purchases . Payment reminders received in plenty time and can set to payment date to align with due date . Customer services are helpful . Reviewed on: 9th June 2026

Very straightforward form start to finish

5
Very straightforward form start to finish Reviewed on: 9th June 2026

Good credit limit and easy to make payments

5
Good credit limit and easy to make payments Reviewed on: 9th June 2026

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