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PayPal: PayPal Credit reviews

4.73
Based on 143,176 reviews, last reviewed 20th Jun 2026
4245800% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very helpful and have been very prompt at res... Always very helpful and have been very prompt at resolving any issues Reviewed on: 20th June 2026
David C's avatar
David C

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143176)

Professional.

5
Alway a good easy way to pay, app and website easy to navigate. All round great experience Reviewed on: 9th June 2026

Great and convenient!

5
Used a credit, pay in 3 numerous times. Had a decent experience. Was quick and painless for application. App could be more clear RE interest rates. Very convenient, love the new reward system. Not much else to mention. Reviewed on: 9th June 2026

PayPal makes payment online safe knowing that they...

5
PayPal makes payment online safe knowing that they will sort of act as guarantee to protect your purchases,should anything goes wrong. It is really reassuring. Reviewed on: 9th June 2026

Easy to use and more convenient for payment online.

4
Easy to use and more convenient for payment online. Reviewed on: 9th June 2026

I even earn money from PayPal totally unbelievable t...

5
I even earn money from PayPal totally unbelievable there’s no other company as safe and reliable Reviewed on: 9th June 2026

I have paypal excellent and very good sorting out an...

5
I have paypal excellent and very good sorting out any ussues or concerns. Reviewed on: 9th June 2026

Great options and service.

5
Great options and service. Paypal credit is ideal Reviewed on: 9th June 2026

Great service.

5
Great service. Resolution centre is fantastic Reviewed on: 9th June 2026

secure money transactions

5
Feel save financially using PayPal Reviewed on: 9th June 2026

great for purchases

5
easy to use, payments clear and easy to track Reviewed on: 9th June 2026

Review PayPal: PayPal Credit now

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