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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,474 reviews, last reviewed 20th Jun 2026
4259350% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The customer service is excellent and was navigating... The customer service is excellent and was navigating through the app is seco d to none. Above all the security is always excellent Reviewed on: 20th June 2026
nat nia's avatar
nat nia

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143474)

PayPal credits provide additional time to repay.

5
PayPal credits are good to use as you can pay for anything anywhere with this, particulary if your purchase is over £100 you'll have the option to repay within threee months interest free. This extra time to reoay is priceless. Reviewed on: 9th June 2026
Jamil 's avatar
Jamil

best money app

5
I have been a long time paypal user and has always been used for purchases and easy to ask for refund for fraudulent items. Now they have introduced points system similar to banking giants like amex Reviewed on: 9th June 2026
Guill Sevilla (Guill)'s avatar
Guill Sevilla (Guill)

Very trustworthy

5
PayPal retrieve my money safely because I get almost scammed and they stopped taking money from my account before I was getting the product that I paid for Reviewed on: 9th June 2026
Rod's avatar
Rod

Can't complain

5
I've been using PayPal and PayPal credit for a few years now and never had a problem. Customer care is always at hand if needed Reviewed on: 9th June 2026
Mark R's avatar
Mark R

Great most of the time

4
Good service, I have had a issue with pay in 3 where PayPal took the whole amount in one payment Reviewed on: 9th June 2026
Gary M's avatar
Gary M

Very good because I can use PayPal in shops as a card.

5
Very good because I can use PayPal in shops as a card. Reviewed on: 9th June 2026
Dougy 's avatar
Dougy

Easy and quick service to use.

5
Easy and quick service to use. Convenient, whether you’re on the move or at home. Reviewed on: 9th June 2026
Chelsea 's avatar
Chelsea

Excellent Service and Hassle-Free Payments

5
I’ve had a fantastic experience with PayPal! The transactions are super smooth, and buying things is really easy. I especially love the zero-interest transfer fee—it makes everything so convenient. Highly recommend!" Reviewed on: 9th June 2026
Noreen P's avatar
Noreen P

PayPal Credit -- super easy to use

5
PayPal Credit is super easy to use with their physical card now, works everywhere, and is very safe in my opinion. Works nicely with Apple Pay too. The only downside is that they don't have good rates/fees for foreign transactions. Reviewed on: 9th June 2026
ndabas's avatar
ndabas

Easy to use, lots of great payment options.

5
Easy to use, lots of great payment options. Easy to make payments and available at a wide variety of retailers. Good loyalty points scheme. Paypal App is intuitive to navigate. Reviewed on: 9th June 2026
Howard J's avatar
Howard J

Review PayPal: PayPal Credit now

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