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PayPal: PayPal Credit reviews

4.73
Based on 143,431 reviews, last reviewed 20th Jun 2026
4257400% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great review Easy to apply to, easy to use, when ever there are issues there customer service team are great and are happy to help in any way to fix or ease any is... Read more Reviewed on: 20th June 2026
Shannon's avatar
Shannon

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143431)

Its great i love the option to use paypal credit bec...

5
Its great i love the option to use paypal credit because its flexible and suits my needs. Reviewed on: 9th June 2026

It is help me a lot when I am free money.

5
It is help me a lot when. I am in need financially .I am so grateful with pay pall services . Reviewed on: 9th June 2026

Easy to use and good customer service

4
I’ve had a good experience with PayPal via eBay when a fraudulent order was made by somebody hacking my account. Reviewed on: 9th June 2026

Very Helpful

5
Never had an issue, problems which are rare are sorted quickly Reviewed on: 9th June 2026

I love paypal credit and paypal pay in 3, it gives m...

5
I love paypal credit and paypal pay in 3, it gives me flexibility with my spending. Reviewed on: 9th June 2026

Simple, honest way to manage your finances/repayments.

5
PayPal services are safe and easy to use, having used the pay in three scheme a couple of times I found it to be an easy and honest way to pay with nothing hidden and I was kept well informed at every step, I'm hoping to use PayPal credit at some point in the near future as my preferred repayment method. Reviewed on: 9th June 2026

Very excellent service.

5
Very excellent service. I will definitely recommend pay pal to my friends Reviewed on: 9th June 2026

Simple, easy to use and anytime I’ve had a problem i...

5
Simple, easy to use and anytime I’ve had a problem it’s been sorted Reviewed on: 9th June 2026

Well where to start the service is excellent,fully p...

5
Well where to start the service is excellent,fully protected and hassle free what everyone wants nowadays you can buy with confidence with out the fear of being scammed or ripped off Reviewed on: 9th June 2026

PayPal does everything

5
PayPal does everything very well. It is simple to use at checkouts and also now has a credit card which can be used with Google wallet. Reviewed on: 9th June 2026

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