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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,385 reviews, last reviewed 20th Jun 2026
4255100% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use paypal regularly I use paypal regularly at checkout on line and my last purchase of concert tickets went ahead without any issues .The transaction was completed smooth... Read more Reviewed on: 20th June 2026
AJ's avatar
AJ

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143385)

Pay in 3 and Pay later is a great service !

5
Pay in 3 and Pay later is a great service allowing you to spread or delay payment when need. Would recommend Reviewed on: 9th June 2026
Matt M's avatar
Matt M

PayPal your safety blanket friend

5
Been using PayPal for years. With confidence and no hassle. When security and scams seem so very high, PayPal is a security blanket for me. Exactly as it's name Pay Pal and we all need a pal to help us these days. Reviewed on: 9th June 2026
AJBEE's avatar
AJBEE

Good experience.

5
Good experience. I like the customer service and the offers. Reviewed on: 9th June 2026
Abdelmotaleb 's avatar
Abdelmotaleb

Quick and easy

5
It’s so quick and easy with simple and varied payment options and great customer service Reviewed on: 9th June 2026
Kevin H's avatar
Kevin H

first class service always helps

5
first class service always helps Reviewed on: 9th June 2026
ian d's avatar
ian d

Is a very easy to use and good rate and helpful.

5
Is a very easy to use and good rate and helpful. Reviewed on: 9th June 2026
Vasile 's avatar
Vasile

No card to lose, easy to resolve disputes

5
Makes payments easy, Im terrible with losing credit cards so this makes it effortless. When I have had disputes they resolve them extremely quickly Reviewed on: 9th June 2026
Samantha S's avatar
Samantha S

I’ve never needed to call your customer services

5
I’ve never needed to call your customer services Reviewed on: 9th June 2026
Chris Compton's avatar
Chris Compton

Great service to spread costs!

5
I've been using PayPal Credit for some time now and have had a very positive experience. The application process was straightforward, and the credit limit provided has been more than sufficient for my needs. What I appreciate most is the flexibility it offers, particularly the ability to spread the cost of larger purchases over time. Managing the account through PayPal is simple, payments are easy to make, and I've found the information about balances and due dates to be clear and accessible. I've never encountered any issues with transactions or customer service, and the service has worked exactly as expected. As long as payments are made responsibly and on time, PayPal Credit is a convenient and reliable way to manage purchases. Overall, I'm very satisfied and would happily recommend it to others looking for a flexible payment option. Reviewed on: 9th June 2026
Lewis B's avatar
Lewis B

PayPal, consistent, fast and secure.

5
PayPal have always been consistent, fast and secure with their payments, and now with the inclusion of PayPal pay in three and PayPal credit, there's a lotore payment options and the ability to grab a bargain even if you're bank account is credits are running behind schedule! Reviewed on: 9th June 2026
Robert 's avatar
Robert

Review PayPal: PayPal Credit now

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