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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,939 reviews, last reviewed 19th Jun 2026
4234950% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is a safe way to pay I always use PayPal for safety , but don’t really like PayPal credit . Interest creeps up with no warning of payment when required Reviewed on: 19th June 2026
Linda L's avatar
Linda L

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142939)

Great value

5
great time to save money and loads of time to pay back Reviewed on: 12th June 2024
Ryan I's avatar
Ryan I

Most convenient

5
PayPal is a convenient way to carry out purchases and transactions. Reviewed on: 12th June 2024
GKM 's avatar
GKM

Excellent.

5
Excellent. Very easy to use. Would highly recommend. Reviewed on: 12th June 2024
Sam G's avatar
Sam G

PayPal is so quick convent and easy to use

5
PayPal is so quick convent and easy to use Reviewed on: 12th June 2024
Izzy's avatar
Izzy

It's good and safe way to pay anything.

5
It's good and safe way to pay anything. Reviewed on: 12th June 2024
Muhamad 's avatar
Muhamad

Fantastic

5
Very happy with the service, have not had any issues so far with any aspect. Been using for a few months and will continue to use going forward. It’s money made easy. Reviewed on: 12th June 2024
Fay C's avatar
Fay C

Highly recommend PayPal Credit!

5
I use PayPal credit for those larger purchases that I need a little extra time paying off. I always have a seamless, drama free experience and love the 0% interest option. I also love that you can chose to repay either direct debit or whenever suits you (as long as you pay the minimum monthly amount. This it great because on months where I have extra I can repay that little bit more and on months where I am more strapped for cash I can repay less. I would (and do!!!) highly recommend! Reviewed on: 12th June 2024
Shannon D's avatar
Shannon D

Great experiences not had any issues

5
I have good experiences not had any issues Reviewed on: 12th June 2024
DannyLee's avatar
DannyLee

Only ever had one issue in all the time I've been wi...

4
Only ever had one issue in all the time I've been with PayPal Reviewed on: 12th June 2024
Brian Lord's avatar
Brian Lord

Handy and never had a problem.

5
Handy and never had a problem. Convenient and clever way to pay. Reviewed on: 12th June 2024
Lynn s's avatar
Lynn s

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