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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142967 reviews)

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4.73

Based on 142,967 reviews, last reviewed 19th Jun 2026

4236050% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to use experience, good for spreading costs Easy to use experience, good for spreading costs Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142967)

Convenient

Easy to access and clear on how to use it. Reviewed on: 13th June 2024

Great customer service, excellent

Great customer service, excellent Reviewed on: 13th June 2024

Flexible Purchase Options

Great interest free options, to allow flexible purchase options. Also great protection as I got a quick refund for cancelled flights during Covid. Reviewed on: 13th June 2024

Poor interest rates

Poor interest rates, short offers Reviewed on: 13th June 2024

Just great value for money very convenient when you...

Just great value for money very convenient when you haven't got the cash on the spot brilliant! Reviewed on: 13th June 2024

Making more expensive items affordable.

PayPal credit makes purchasing more expensive items easier and more affordable as you’re able to spread the cost. Reviewed on: 13th June 2024

Perfect!

Simple to use, great options for payment plans. You have the peace of mind that your payments, and repayments are being handled by a world wide company. Reviewed on: 13th June 2024

So easy and very flexible to use.

So easy and very flexible to use.. Reviewed on: 13th June 2024

Amazing and it’s helped me with my new business than...

Amazing and it’s helped me with my new business thank you Reviewed on: 13th June 2024

Good but little high on interest rates

Good but little high on interest rates Reviewed on: 13th June 2024

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