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PayPal: PayPal Credit reviews

4.73
Based on 142,995 reviews, last reviewed 19th Jun 2026
4237350% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used it for a long time and can make inline iss... I've used it for a long time and can make inline issues easily. Reviewed on: 19th June 2026
Louise Kirkham's avatar
Louise Kirkham

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142995)

Excellent service, quick customer support and great...

5
Excellent service, quick customer support and great payment process. Reviewed on: 13th June 2024

easy and safe payment method

5
App is easy to use.. use PayPal to pay for online purchases… so confident that payment is secure. Reviewed on: 13th June 2024

I feel completely safe in the way paypal conduct the...

5
I feel completely safe in the way paypal conduct there service Reviewed on: 13th June 2024

Helpful and Easy way to use credit

5
Found PayPal credit to be very helpful way to breakdown large costs into smaller payments for ease Reviewed on: 13th June 2024

Use PayPal for many things fast and secure

5
Use PayPal for many things fast and secure Reviewed on: 13th June 2024

Have used for years and never had an issue.

5
Have used for years and never had an issue. Always sorts any problems promptly. Reviewed on: 13th June 2024

I've been using paypal credit for a few years now an...

5
I've been using paypal credit for a few years now and its been a tremendous experience compared to similar payment services I used on other platforms. The constant updates in terms of credit limits has been a great help and guidance to avoid any extra fees so been so helpful. Reviewed on: 13th June 2024

To trust

5
Having her by my side whenever I need her gives me confidence Reviewed on: 13th June 2024

Good service

5
Never had any issues with PayPal , u like with some other lenders Reviewed on: 13th June 2024

Best of work and the process is fast.

5
Best of work and the process is fast. Reviewed on: 13th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review