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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143023 reviews)

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4.73

Based on 143,023 reviews, last reviewed 19th Jun 2026

4238700% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent Easy to use and convenient. Would recommend Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143023)

Excellent service

Easy to use. However would like if they made the 0% 6 or 12 months instead of 4months Reviewed on: 13th June 2024

Quick and Easy

Quick payment method, easy to pay and use and to pay off. Reviewed on: 13th June 2024

Easy and safe way to pay for your goods.

Easy and safe way to pay for your goods. Reviewed on: 13th June 2024

Helpful & Fair

I’ve always found PayPal very helpful and fair with regards to a dealing with any disputes that I’ve had to deal with. Reviewed on: 13th June 2024

Amazing app where it gives the freedom to make your...

Amazing app where it gives the freedom to make your dream purchases at affordable repayment plans Reviewed on: 13th June 2024

Brilliant service

I very often pay for my online purchases using Pay Pal, and I also often use credit services. Convenient and fast. In case of problems, the staff quickly and competently resolve the issue. I recommend it to everyone. Reviewed on: 13th June 2024

PayPal has your back

PayPal has had my back for years, from making secure transfers when purchasing things online, to helping spread the cost on more expensive items. Couldn't recommend enough ! Reviewed on: 13th June 2024

I used many time PayPal credit it help me alot speci...

I used many time PayPal credit it help me alot specially when you desperate to buy some thing why you don’t have money it helps alot Reviewed on: 13th June 2024

PayPal every time!

Easy and safe way to transfer money. I have started using PayPal for all online transactions as it gives me piece of mind and reassurance that my payments are safe and protected. The 0% credit and pay in 3 are all great and have used on several occasions Reviewed on: 13th June 2024

Easy payment service.

Always received excellent service. Reviewed on: 13th June 2024

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