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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,036 reviews, last reviewed 20th Jun 2026
4239250% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with PayPal is I love because is safe... My experience with PayPal is I love because is safe and very easy to manage Reviewed on: 20th June 2026
David Cambero Perez 's avatar
David Cambero Perez

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143036)

Easy to use and very convenient

4
Easy to use and very convenient. Able to conveniently spread payments and protect my information from sellers. Reviewed on: 13th June 2024
Chloe 's avatar
Chloe

It’s there when you needed!

5
It’s there when you needed!! Very helpful! Reviewed on: 13th June 2024
Munteanu R's avatar
Munteanu R

Easy to use, fuss free!

5
Easy to use, fuss free! Reasonable credit increases without requesting. User friendly app. Lots of options on how to use PayPal credit Reviewed on: 13th June 2024
Millie's avatar
Millie

Excellent

5
I don’t have a credit card, being able to use PayPal credit has helped buy items & budget over a allocated timeframe to pay off the amount. Reviewed on: 13th June 2024
Julia 's avatar
Julia

Easy to use and manage.

4
Easy to use and manage. I would recommend paypal credit as it comes very handy for online shopping Reviewed on: 13th June 2024
Ana's avatar
Ana

It was super easy to make a credit purchase, no hass...

5
It was super easy to make a credit purchase, no hassle and a really good rate 0% on 24mts and a decent credit limit straight off the bat I got the s24 ultra 512gb and I'm paying no interest it's like borrowing off a mate Reviewed on: 13th June 2024
sexy's avatar
sexy

Helping me keep afloat financially

5
If it wasn't for PayPal's credit facility and especially there 3 month interest free payment plan I wouldn't be able to afford necessities like school uniforms or repairs/improvements to my property/car i.e. recently installed a cat flap and bought 2 new tyres for my care. Reviewed on: 13th June 2024
Eve Viljoen's avatar
Eve Viljoen

I have always had a good experience using PayPal

5
I have always had a good experience using PayPal credit or payments direct from.my bank. Reviewed on: 13th June 2024
Steven's avatar
Steven

It is the most secured means of online payment for s...

5
It is the most secured means of online payment for shopping. Also comes with benefit of paying for goods with spreadable repayment Reviewed on: 13th June 2024
Oyesola O's avatar
Oyesola O

Very easy to use and the app is brilliant.

5
Very easy to use and the app is brilliant. Reviewed on: 13th June 2024
David D's avatar
David D

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