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PayPal: PayPal Credit reviews

4.73
Based on 143,045 reviews, last reviewed 20th Jun 2026
4239600% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service, great experience Good customer service, great experience Reviewed on: 20th June 2026
Adebisi A's avatar
Adebisi A

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143045)

I love PayPal they are always there to help if I hav...

5
I love PayPal they are always there to help if I have problems Reviewed on: 13th June 2024

SLMagill

5
Excellent customer service, prompt reply to queries Reviewed on: 13th June 2024

Perfect for me

5
It is helpful for me because I could buy now and pay later without any extra fees. Reviewed on: 13th June 2024

I've had PayPal for years

5
I've had PayPal for years. Safe, reliable and easy to use. I've been able to pay for courses and then use the money earned from the qualification to pay back my credit or pay in three. Definitely recommend for all personal and business transactions, thanks PayPal! Reviewed on: 13th June 2024

PayPal is an excellent way to pay for items, holiday...

5
PayPal is an excellent way to pay for items, holidays etc. Straight forward and self explanatory. Reviewed on: 13th June 2024

Had a problem with a purchase made with pay pal, the...

5
Had a problem with a purchase made with pay pal, they gave me the money back with in 48 hours. Reviewed on: 13th June 2024

Safe to use.

4
Safe to use. Protects consumer agaist fraudulent sellers Reviewed on: 13th June 2024

I bought a PC with the interest free facility and it...

5
I bought a PC with the interest free facility and it was an excellent process Reviewed on: 13th June 2024

PayPal credit

5
PayPal is a flexible and extremely efficient way for me to purchase goods online and send money to friends and relatives. Reviewed on: 13th June 2024

Very helpful when needed in emergency

5
Very helpful when needed in emergency Reviewed on: 13th June 2024

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