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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143049 reviews)

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4.73

Based on 143,049 reviews, last reviewed 20th Jun 2026

4239800% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

In my opinion this is the best PayPal because feel s... In my opinion this is the best PayPal because feel safe and secure when spending money for shopping. Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143049)

Great way to pay with PayPal credit.

Great way to pay with PayPal credit. You got the flexibility on your spending. Reviewed on: 13th June 2024

Very easy to use

Very easy to use, clearly states everything that is needed Reviewed on: 13th June 2024

Ive been using paypal for years and its the best so...

Ive been using paypal for years and its the best so far, with reminders and offers Reviewed on: 13th June 2024

PayPal makes transferring money so quick and easy, I...

PayPal makes transferring money so quick and easy, I’ve never felt safer. Reviewed on: 13th June 2024

Good customer service and support

Good customer service and support Reviewed on: 13th June 2024

Quick and transparent resolutions

Any issue gets resolved quite quickly thanks to the diligent members who offer great customer service and make the boring part of verification quick and seamless. Reviewed on: 13th June 2024

Great experience

Always been easy to use simple.tomunderstand and when I've had a problem the customer service team have been great Reviewed on: 13th June 2024

Makes things alot easier being able to pay for somet...

Makes things alot easier being able to pay for something then pay off a bit at a time. Especially if you have more money one week there's no set fee Reviewed on: 13th June 2024

Always comes handy

Easy to use and very versatile. Comes handy to spread the cost or use it when I’m unsure if I will keep the product or return it. It’s only worth it to use if you paying off within the promotion period otherwise the interest fees are on the higher side. Reviewed on: 13th June 2024

Good options for credit.

Good options for credit. I use the pay in 3 interest free, option for interest free over 4 months and I've made big household item purchases using the monthly interest free payment options and always great service. Reviewed on: 13th June 2024

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