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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,057 reviews, last reviewed 20th Jun 2026
4240200% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy service - good customer service Easy service - good customer service Reviewed on: 20th June 2026
Kate g's avatar
Kate g

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143057)

Brilliant and fast service, never been better.

5
Brilliant and fast service, never been better. I always know i could use it. Reviewed on: 13th June 2024
Dobrin C's avatar
Dobrin C

Used Paypal Credit since it was created.

5
Used Paypal Credit since it was created. Very useful for spreading payments across months or getting something earlier before pay day. Plenty of online stores use it. Reviewed on: 13th June 2024
Telvista's avatar
Telvista

Very reliable

5
Been using PayPal for years and I find their services (paying for goods and 0% credit line) accessible and fit for purpose Reviewed on: 13th June 2024
Olawale's avatar
Olawale

Makes life as much easier and gives me peace of mind...

5
Makes life as much easier and gives me peace of mind that my money is protected Reviewed on: 13th June 2024
HLCsm's avatar
HLCsm

Always use PayPal credit for my purchases.

5
Always use PayPal credit for my purchases. Much better than credit card. Easy to use. Would highly recommend. Reviewed on: 13th June 2024
Tim S's avatar
Tim S

Always use the correct way service is unbelievable

5
Always use the correct way service is unbelievable Reviewed on: 13th June 2024
Addam K's avatar
Addam K

I've had a generally very good experience with PayPal.

5
I've had a generally very good experience with PayPal. It's reliable, user-friendly, and secure for online transactions. Customer support is responsive and helpful. The app's features make managing payments and transfers convenient. Overall, PayPal is an essential tool for my financial transactions. Highly recommended! Reviewed on: 13th June 2024
Lewandowicz's avatar
Lewandowicz

Never had any problems, customer care have always so...

5
Never had any problems, customer care have always sorted any issues out efficiently Reviewed on: 13th June 2024
Emily l's avatar
Emily l

Great option for managing finances

5
Paypal credit provides great opportunity for purchases, or simply to manage finances when adjustments needed. Pay in 3 is great for larger purchases such as buying a camera or financing holidays. Reviewed on: 13th June 2024
Soma 's avatar
Soma

Easy, trusted, secure, simple peace of mind credit

5
Easy, trusted, secure, simple peace of mind credit Reviewed on: 13th June 2024
Eric 's avatar
Eric

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