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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,162 reviews, last reviewed 20th Jun 2026
4245200% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent So far so good. Great experience. Reviewed on: 20th June 2026
Antonio Basilio Fernandes 's avatar
Antonio Basilio Fernandes

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143162)

Easy and quick to use - so efficient

5
Easy and quick to use - so efficient Reviewed on: 13th June 2024
LJ D's avatar
LJ D

Clever Credit

5
Works very easily and seamlessly. Never had any problems. Very easy to manage Reviewed on: 13th June 2024
Ciara D's avatar
Ciara D

I use PayPal quite often.

5
I use PayPal quite often. It is smashing that you can spread the cost of a purchase in 3-4 months without interest. Reviewed on: 13th June 2024
Rosa D's avatar
Rosa D

Clear, easy to use.

5
Clear, easy to use. Helps spread large purchases over several months. Does need careful management to clear balances in time. Would be helpful to receive notifications when the promotional term is due to end for an item. Reviewed on: 13th June 2024
Sara G's avatar
Sara G

It's there when I need it.

5
It's there when I need it. More places are offering paypal as a payment means Reviewed on: 13th June 2024
Jeanette W's avatar
Jeanette W

Safe secure so easy to use

5
Really easy to use safe and secure recognised worldwide Reviewed on: 13th June 2024
Peter C's avatar
Peter C

Easy way to understand the system, they really value...

5
Easy way to understand the system, they really value their customers Reviewed on: 13th June 2024
Ricardo T's avatar
Ricardo T

No issues ever - all round great platform and service

5
No issues ever - all round great platform and service Reviewed on: 13th June 2024
James 's avatar
James

Very easy to use!

5
Very easy to use, and credit/payment plans are a god send! Reviewed on: 13th June 2024
Simon H's avatar
Simon H

Never had any problems with PayPal.

5
Never had any problems with PayPal. Is flexibility and security are a huge benefit to me and I frequently use it when purchasing on the internet. Reviewed on: 13th June 2024
Phillip H's avatar
Phillip H

Review PayPal: PayPal Credit now

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