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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 141,394 reviews, last reviewed 17th Jun 2026
4164900% increase in 5 star reviews
in the past 90 days
11800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Yeah works well for protected buying and sending mon... Yeah works well for protected buying and sending money to friends and family Reviewed on: 17th June 2026
Jeff s's avatar
Jeff s

Latest lowest rating:

2

I find it hard to know what's going on with my PayPa... I find it hard to know what's going on with my PayPal account Reviewed on: 17th June 2026
Nicola B's avatar
Nicola B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (141394)

Good option.

5
Good option. Can pay my holliday or goods. Very happy Reviewed on: 11th June 2024
Mariusz's avatar
Mariusz

4 months pay back terms

5
Very useful specially spending £100 plus getting 4 months to pay back. Reviewed on: 11th June 2024
Rowsan K's avatar
Rowsan K

Best credit provider ever used!

5
Easy to use, apply for and increase or decrease according to my needs. Best credit provider ever used. Had no issues whatsoever, I use PayPal credit for the bulk of my online purchases. Love it. Reviewed on: 11th June 2024
Neil P's avatar
Neil P

Very good service easy to use very reliable and safe

5
Very good service easy to use very reliable and safe Reviewed on: 11th June 2024
gurpreet Singh 's avatar
gurpreet Singh

I use PayPal credit and pay in 3 for various purchas...

5
I use PayPal credit and pay in 3 for various purchases, so all my purchases are in one place. Reviewed on: 11th June 2024
Damien H's avatar
Damien H

Paypal is my go to

5
Paypal is my go to payment option. With the added security and the three month interest free option I highly recommend using paypal. Another great benefit is their on hand customer service which most big companies don’t have anymore. Paypal is fantastic and I highly recommend it Reviewed on: 11th June 2024
Joe's avatar
Joe

So easy very helpful to use

5
So easy to use and in this time of financial hardship really helped when I needed to replace an item which had broke without the stress of leaving me short with bill paying Reviewed on: 11th June 2024
Maxine B's avatar
Maxine B

Excellent service.

5
Excellent service. Taken most places. Makes purchases easier Reviewed on: 11th June 2024
daniel h's avatar
daniel h

I have been using PayPal regularly for a couple ofny...

5
I have been using PayPal regularly for a couple ofnyears now I find the PayPal credit option brilliant for aiding cash flow especially as it is interest free for upto 4 months per purchase. I'd highly recommend to friends and family. The app is super easy to use and unfeeling secure using it. Reviewed on: 11th June 2024
Rachael N's avatar
Rachael N

Really useful

4
Great for spreading the cost of bigger purchases with zero interest Reviewed on: 11th June 2024
Claire S's avatar
Claire S

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