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PayPal: PayPal Credit reviews

4.73
Based on 143,592 reviews, last reviewed 20th Jun 2026
4264450% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best credit facility Fully automated. No hassles.. good customer suppoer. Fee revoked Reviewed on: 20th June 2026
VarunG's avatar
VarunG

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143592)

Always good service when I have questions

5
Always good service when I have questions Reviewed on: 9th June 2026

Great options!

5
I use the credit card and the pay in 3, all very useful and interest free if well used Reviewed on: 9th June 2026

Process is simple and smooth.

5
Process is simple and smooth. Dashboard is clear and reminds you to pay when it’s due. Reviewed on: 9th June 2026

I find PayPal a good ally to have even when you use...

5
I find PayPal a good ally to have even when you use your credit or debit card as they are the only ones that hold your card details saves you giving all your details out to everyone and I find there pay in three very helpful and easy to use Reviewed on: 9th June 2026

Fantastic service.

5
Fantastic service. I once had an issue with a purchase PayPal supported me. Reviewed on: 9th June 2026

Quick and easy!

5
I took out PayPal credit through the hp store for a new high end laptop at zero interest. Quick, easy and painless. Reviewed on: 9th June 2026

Very good

4
Very Good, everything “PayPal is a convenient and secure way to send and receive money. “PayPal makes online payments quick and easy. “I have had a good experience using PayPal for online transactions. Reviewed on: 9th June 2026

Easy to use.

5
Easy to use. Handy to have. Makes life a lot easier. Reviewed on: 9th June 2026

Great paypal

5
Fast payment to places I buy from great for paying gor purchase Reviewed on: 9th June 2026

Easy to use,

4
Easy to use, no issues. The app is very useful and simple to use. API is a little high but expected like others Reviewed on: 9th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review