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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,844 reviews, last reviewed 17th Jun 2026
4139400% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love the flexibility to either pay now,pay later o... I love the flexibility to either pay now,pay later or pay over 3 payments,and you get your purchase straight away.cant be better than that and whichev... Read more Reviewed on: 17th June 2026
Carol G's avatar
Carol G

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140844)

Good communication and quick problem solving

5
Good communication and quick problem solving Reviewed on: 10th June 2024
Chloe C's avatar
Chloe C

Excellent for credit flexible payment windows

5
Excellent for credit flexible payment windows Reviewed on: 10th June 2024
Raymond O's avatar
Raymond O

Easy to use, extended payments are a great help.

5
Easy to use, extended payments are a great help. Easy to pay back with as little or more you can pay off. Reviewed on: 10th June 2024
Julie B's avatar
Julie B

Well I was disappointed with one of the items I didn...

5
Well I was disappointed with one of the items I didn't get my money back I purchased a portable hover for the general usage but it never arrived. Over it good value I assume I was protected from item never delivered. Reviewed on: 10th June 2024
Alaric de Souza's avatar
Alaric de Souza

Paypal credit

3
I use paypal but what I find frustrating is that it doesn't accept my direct debit even when there is money in my bank account. Reviewed on: 10th June 2024
Ramiah s's avatar
Ramiah s

Have used other companies but not a patch on PayPal.

5
Have used other companies but not a patch on PayPal. Everything PayPal do is very straight forward. Any issues are always resolved easlily. Reviewed on: 10th June 2024
Chris Pipes's avatar
Chris Pipes

The customer is very helpful to explain the policy a...

5
The customer is very helpful to explain the policy and options available. Reviewed on: 10th June 2024
Deep Shikha 's avatar
Deep Shikha

Really easy app to use.

5
Really easy app to use. Feel safe using PayPal. Reviewed on: 10th June 2024
David E's avatar
David E

PayPal extra mile

5
Great customer service always beyond expectations Reviewed on: 10th June 2024
Marius A's avatar
Marius A

It’s been so easy to borrow money especially with th...

5
It’s been so easy to borrow money especially with the current cost of living it has gave me more peace of mind Reviewed on: 10th June 2024
amy s's avatar
amy s

Review PayPal: PayPal Credit now

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