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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140858 reviews)

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4.73

Based on 140,858 reviews, last reviewed 17th Jun 2026

4139950% increase in 5 star reviews

in the past 90 days

11750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Ok service needs more support to help clear outstand... Ok service needs more support to help clear outstanding Reviewed on: 17th June 2026

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140858)

Love it.

Awesome idea. Great to get big lego sets and build my credit score. Reviewed on: 10th June 2024

Great PayPal!

Great. PayPal have helped me find my musical career and realise my dreams. Reviewed on: 10th June 2024

Paypal has been a great way to buy products and repa...

Paypal has been a great way to buy products and repay over a certain period without interest. Any issues ive had theyve been very responsive and keep you informed on progress. I have recommended to friends who now also use this service. Reviewed on: 10th June 2024

Great way to borrow!

Great way to borrow, easily linked to my PayPal account which makes it quick and simple to use with online shopping. Reviewed on: 10th June 2024

PayPal always keep me informed

PayPal always keep me informed of my balance, payment dates and offers. Any disputes I have are dealt with in an efficient and timely manner Reviewed on: 10th June 2024

I’ve been using paypal for over years just saying I...

I’ve been using paypal for over years just saying I am truly satisfied and happy with paypal services. Highly recommended to everyone to use paypal, safe to pay safe to use everywhere anywhere and always available anytime you needed it. Reviewed on: 10th June 2024

Quick, easy and incredibly flexible

Quick easy and incredibly flexible feel very confident using it and there’s so many options available Reviewed on: 10th June 2024

4 month interest free option is a lifesaver.

I’ve had PayPal credit for several years now. Having a 4 month interest free option has been an absolute lifesaver for me when purchasing all my bathroom furniture and large kitchen appliances during our house renovation. Reviewed on: 10th June 2024

Lots of options but the online help needs improvement

Good options for payments . Not happy with the in-app online customer service chat Reviewed on: 10th June 2024

Good features

4 months interest free credit on all purchased over £100 is a very useful feature Reviewed on: 10th June 2024

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