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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,596 reviews, last reviewed 16th Jun 2026
4128250% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

seemless seemless and ability to make transcations without any worry . Reviewed on: 16th June 2026
Asha's avatar
Asha

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140596)

Not had a bad experience per se but the late fees ar...

4
Not had a bad experience per se but the late fees are ridiculous. I was an hour late once and was hit with a £15 fine Reviewed on: 10th June 2024
Alfie c's avatar
Alfie c

PayPal the perfect choice

5
PayPal is so easy to use , it is accessible , flexible and so reliable. I use it to pay bills , transfer money between my partner and myself and as a short term credit facility for unseen eventualitys and purchases. Reviewed on: 10th June 2024
Kevin S's avatar
Kevin S

Simple, straightforward and fast.

5
Simple, straightforward and fast. Reviewed on: 10th June 2024
Philip M's avatar
Philip M

Online shopping safety

5
Makes buying things on line easier and safer Reviewed on: 10th June 2024
Philip L's avatar
Philip L

PayPal is an easy way to buy stuff and then pay for...

4
PayPal is an easy way to buy stuff and then pay for i am always buying through PayPal Reviewed on: 10th June 2024
Raheela H's avatar
Raheela H

Quick payment and great options for instalment payme...

5
Quick payment and great options for instalment payments. Always easy and feel safe to complete my payments. Reviewed on: 10th June 2024
Gustavo's avatar
Gustavo

Really happy with the pay in 3 option as it gives me...

5
Really happy with the pay in 3 option as it gives me the ability to buy my necessary purchases whilst in a very limited bdget Reviewed on: 10th June 2024
Ramara J's avatar
Ramara J

pay in 3 good to spread cost of purchases

5
pay in 3 good to spread cost of purchases Reviewed on: 10th June 2024
Lee S's avatar
Lee S

Brilliant for ease of use!

5
Brilliant for ease of use! Convenient and quick to sort out. I couldn’t recommend them more! Reviewed on: 10th June 2024
Charlie N's avatar
Charlie N

I feel safe and the customer support is good.

5
I feel safe and the customer support is good. Reviewed on: 10th June 2024
Iva Atanasova's avatar
Iva Atanasova

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