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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140559 reviews)

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4.73

Based on 140,559 reviews, last reviewed 16th Jun 2026

4126600% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Straight forward, safe, no nonsense banking. Straight forward, safe, no nonsense banking. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140559)

PayPal credit is really helpful

PayPal credit is really helpful when I want to pay for something but I'm a bit short. I don't like having debts so this is a great way to buy something and pay back on pay day. Reviewed on: 10th June 2024

Good all round service .

Good all round service . Quick and easy access through app . Reviewed on: 10th June 2024

On top of my finances with Paypal

On top of my finances with Paypal Reviewed on: 10th June 2024

PayPal has given me ease access to affordable ways t...

PayPal has given me ease access to affordable ways to pay credit for holidays and allows smooth transactions to happen instantly , for me PayPal has helped me with achieving some things I could not afford upfront. Reviewed on: 10th June 2024

Used it to pay for items online and been able to spa...

Used it to pay for items online and been able to space out payments Reviewed on: 10th June 2024

would always recommend

Always sorted any issues with other payment providers. Great value on the credit front, definitely competitive! Also a much safer way to pay! Reviewed on: 10th June 2024

Good credit scheme not so great customer service

I think it’s a great way to make large payments as depending on when you pay it back some can be interest free but I have had issues with the customer service unfortunately Reviewed on: 10th June 2024

Paypals excellent service has been wonderful for me...

Paypals excellent service has been wonderful for me always helping buy things I can’t afford in one purchase separating my payments in a good manor it is also brilliant for things such as sending money to people and also can help save money for yourself. Reviewed on: 10th June 2024

Is there a better Option?

Just a first class application making money transfers and payments as easy and simple as possible Reviewed on: 10th June 2024

Brilliant experience.

Brilliant experience. Used it for years Reviewed on: 10th June 2024

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