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PayPal: PayPal Credit reviews

4.73
Based on 140,531 reviews, last reviewed 16th Jun 2026
4125250% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

i faced a problem few recording payments to credit c... i faced a problem few recording payments to credit card the mistake from pay pal said so i gave quick call i got my response very fast Reviewed on: 16th June 2026
sandeep r's avatar
sandeep r

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140531)

Excellent service

5
Excellent service and flexibility Reviewed on: 10th June 2024

PayPal is so much easier to use when checking out sa...

5
PayPal is so much easier to use when checking out saves all the hassle of giving bank details out Reviewed on: 10th June 2024

It’s been great to use PayPal credit can pay it off...

5
It’s been great to use PayPal credit can pay it off bug amounts easily without stress. PayPal pay in 3 is also another great option when you want to spread the cost out Reviewed on: 10th June 2024

i would say paypal credit is one of the best in the...

5
i would say paypal credit is one of the best in the market Reviewed on: 10th June 2024

financial struggles

5
Struggling significantly and paypal has helped to provide a temporary help at what i see as a fair price/ good value Reviewed on: 10th June 2024

Using PayPal credit is easy

5
Using PayPal credit is easy and helps spread larger purchases with more manageable payments. Setting direct debit means payments are not missed. Reviewed on: 10th June 2024

It's help me alot with buy now and pay later...

4
It's help me alot with buy now and pay later Reviewed on: 10th June 2024

Is very easy to use and quite effective when used in...

5
Is very easy to use and quite effective when used in making online payment Reviewed on: 10th June 2024

It's just a easy way to pay and really helps...

5
It's just a easy way to pay and really helps you Reviewed on: 10th June 2024

Perfect in every way.

5
App very easy to use. Customer Service always very helpful Reviewed on: 10th June 2024

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