Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,502 reviews, last reviewed 16th Jun 2026
4124050% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love them they helped when I need the most and the... I love them they helped when I need the most and then I payed everything when I had hard time they just called and helped me Reviewed on: 16th June 2026
Simeonka D's avatar
Simeonka D

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (140502)

PayPal top banana

5
Great and easy to use best thing ever Reviewed on: 10th June 2024
King Hardman's avatar
King Hardman

Great experience with customer service very friendly...

5
Great experience with customer service very friendly people Reviewed on: 10th June 2024
Alan S's avatar
Alan S

I've had few problems and any ive had have been quic...

5
I've had few problems and any ive had have been quickly sorted out. Reviewed on: 10th June 2024
SMc's avatar
SMc

PayPal is there when I need it and is the safest way...

5
PayPal is there when I need it and is the safest way to pay for stuff online Reviewed on: 10th June 2024
Martin p's avatar
Martin p

For certain things I use PayPal it means I can affor...

5
For certain things I use PayPal it means I can afford little luxuries I wouldn’t have been able to before excellent service Reviewed on: 10th June 2024
Anihard's avatar
Anihard

Ease of use.

4
Ease of use. Like the fact my account is connected with Ebay. Like the fact I can request monies with ease from people I know. I like the offer if paying in 3 and also no interest on items bought on Ebay for 4 months. Reviewed on: 10th June 2024
Anthony's avatar
Anthony

It’s a fantastic way to pay for things such as shopp...

5
It’s a fantastic way to pay for things such as shopping, holidays and day to day expenses without worrying. It is flexible to pay off the credit spent and gives you the freedom to pay small instalments or larger ones at your own convenience. As a university student I recommend this. Reviewed on: 10th June 2024
Leha a's avatar
Leha a

Easy to use

5
Easy to use especially the app. Can monitor all your paypal payments Reviewed on: 10th June 2024
Joshua's avatar
Joshua

Paypal Credit go-to app

5
Paypal credit has been my go-to pay later app, the APR rates are good but most of all the short-term exemption from the rates themselves on certain purchases above £200 are marvellous. Thank you for an excellent service! Reviewed on: 10th June 2024
Jacob's avatar
Jacob

Hassle free

5
Easy and straight forward, no headaches. Reviewed on: 10th June 2024
Ash's avatar
Ash

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill