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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140457 reviews)

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4.73

Based on 140,457 reviews, last reviewed 16th Jun 2026

4122000% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great help for extra spending. Great help for extra spending. not crazy interest. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140457)

Pretty awesome PayPal

0% offers are great. Pay in 3 is so useful in current economic climate. Best of all I don't need to find my wallet to use PayPal. Well done PayPal. Reviewed on: 10th June 2024

Helps achieving all your needs.

Helps achieving all your needs. I have never been out of pocket since I got on PayPal credit. Customer service is also excellent. Reviewed on: 10th June 2024

Great financial cheat code

Overall I’ve had a great experience, I specially use the 4 months interest free for eligible purchases. Very useful for spreading the cost of items without paying interest. Reviewed on: 10th June 2024

No problems when using paypal credit

No problems when using paypal credit Reviewed on: 10th June 2024

PayPal - great backup plan for online transactions

Having a PayPal account is great backup plan especially when transacting online, including send or receiving money worldwide. Reviewed on: 10th June 2024

Offered me pay in 4 without me asking for it .

Offered me pay in 4 without me asking for it ..great because I was able to buy logs for the coming winter and pay it in stages Reviewed on: 10th June 2024

Easy, seamless and fantastic offering and service.

Easy, seamless and fantastic offering and service. I regularly use the paypal credit service to buy my larger, more expensive items or use the pay in 3 service. Reviewed on: 10th June 2024

Convenient and good value

Always used paypal credit, it makes online purchases very convenient Reviewed on: 10th June 2024

They are easy to use.

They are easy to use. Simple click when paying and it's all done. Great company and if you have any problems you can get in touch and they are quick.in resolving the issues Reviewed on: 10th June 2024

Always feel safe using PayPal, gives me extra confid...

Always feel safe using PayPal, gives me extra confidence when purchasing items on line through PayPal Reviewed on: 10th June 2024

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