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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,394 reviews, last reviewed 16th Jun 2026
4119150% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and safe to use especially online payments Easy and safe to use especially online payments Reviewed on: 16th June 2026
Phill w's avatar
Phill w

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140394)

Amazing !!!

5
Before using PayPal credit my credit score was terrible,and now after a couple of years of using pay in three or credit it’s now really good. Not only that but it seems you have more comeback with PayPal like if you have a dispute. Highly recommend using PayPal Reviewed on: 10th June 2024
Scottie Bhoy's avatar
Scottie Bhoy

only issue is transfering money from bank...

5
Runs smoothly, only issue is getting money from bank to pay bills very slow and could be quicker. I have missed bills due to this and now showing on my credit score. Reviewed on: 10th June 2024
Eoin M's avatar
Eoin M

PayPal credit works for me & is my preferred method...

5
PayPal credit works for me & is my preferred method of payment. The 4 months interest free is great and better than a credit card. Reviewed on: 10th June 2024
Denise B's avatar
Denise B

Such a safe to pay for purchases online.

5
Such a safe to pay for purchases online. Monthly direct debit facility stops you missing a payment. If you have a query the contact centre staff are always so helpful. Paying over four months is great for budgeting purposes. Reviewed on: 10th June 2024
Denise 's avatar
Denise

secure way pay

5
It is easy to use and a very secure way to make online payments. Will not buy off any online shops that do not take PayPal. Reviewed on: 10th June 2024
Margaret F's avatar
Margaret F

Easy to use, another layer of protection against fraud.

5
Easy to use, another layer of protection against fraud. Reviewed on: 10th June 2024
Emma P's avatar
Emma P

Great service when there has been problems with reta...

5
Great service when there has been problems with retailers Reviewed on: 10th June 2024
Ste D's avatar
Ste D

Easy and convenient reasonable interest rates

5
Easy and convenient reasonable interest rates Reviewed on: 10th June 2024
Alan k's avatar
Alan k

Very easy to use

5
Very easy to use, all information on the main screen, eg date of repayments an balance. Easy to set up direct debits or extra payments. 0% interest on first four months is a bonus aswell. Reviewed on: 10th June 2024
Liam's avatar
Liam

The valley of paybal

5
Is very good service and value of money Reviewed on: 10th June 2024
Lassaad 's avatar
Lassaad

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