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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,346 reviews, last reviewed 16th Jun 2026
4117000% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and helped a lot for important purc... Very easy to use and helped a lot for important purchases Reviewed on: 16th June 2026
Agassi F's avatar
Agassi F

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140346)

Great Service for Older generations

5
I absolutely love the ways I can pay back and credit and gives me alot of ways to pay for items e.g pay in 3 or other a certain amount of months the UI is easy to use and navigate which makes it greater for less technical users on the platform Reviewed on: 10th June 2024
Levi P's avatar
Levi P

Top level consumer protection!

5
PayPal provides top level consumer protection and fantastic 0% finance! Reviewed on: 10th June 2024
Alex S's avatar
Alex S

EASY TO USE, CONVENIENTWHEN CASH IS TIGHT

5
EASY TO USE, CONVENIENTWHEN CASH IS TIGHT Reviewed on: 10th June 2024
Bill Messenger's avatar
Bill Messenger

Quick and easy to set up and easy to pay back!

5
Quick and easy to set up and easy to pay back! Reviewed on: 10th June 2024
Stacey p's avatar
Stacey p

Really happy with how PayPal credit allows me to man...

5
Really happy with how PayPal credit allows me to manage my purchases and can make a payment plan separate to my bank and savings account Reviewed on: 10th June 2024
Nicola M's avatar
Nicola M

East to use, no interest over 4 months.

5
East to use, no interest over 4 months. Reviewed on: 10th June 2024
Spencer 84's avatar
Spencer 84

Easy to use & navigate.

5
Easy to use & navigate. I have had no issues using the app, or paying/buying things I like. Reviewed on: 10th June 2024
Zak M's avatar
Zak M

Great way of organising larger payments

5
Very helpful way of spreading out payments with no interest, but the limited time for 0% interest also gives motivation to ensure you keep making regular payments. Pre-payment a few weeks in advance via card (as my wages are paid each week) is also great to keep up the payments without forgetting. Reviewed on: 10th June 2024
Osmar001's avatar
Osmar001

Makes spreading expensive purchases extremely easy.

5
Makes spreading expensive purchases extremely easy. Never had any problems. Manageable and fast. Reviewed on: 10th June 2024
LJM's avatar
LJM

A different form of credit

3
Perhaps could be more cautious with credit limits, but good value. Reviewed on: 10th June 2024
Andrew Curtis's avatar
Andrew Curtis

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