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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140300 reviews)

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4.73

Based on 140,300 reviews, last reviewed 16th Jun 2026

4115050% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service, makes life easy Excellent service, makes life easy Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140300)

Great option for online purchases

There are a variety of options with PayPal in general, but the advantage with PayPal is that anything you buy with PayPal credit is that anything over £99 comes with a 4 month interest free period, so if it's a larger purchase, you could budget to pay it back without it costing any more than if you paid in full to begin with. Reviewed on: 10th June 2024

I find it simple and easy to use.

I find it simple and easy to use. Reviewed on: 10th June 2024

I got PayPal to help out for Christmas and then I di...

I got PayPal to help out for Christmas and then I didn't understand I ring and the made it very clean what a needed Reviewed on: 10th June 2024

Flexible credit when needed most

I was accepted to PayPal credit a couple of years ago and I have been able to use it on and off for things I wouldn’t normally be able to do - concerts, pay in 3 for items. It had provided me with much more flexibility than I’ve had previously and it has been so beneficial. Reviewed on: 10th June 2024

Always use PayPal credit makes an easier and secure...

Always use PayPal credit makes an easier and secure way of paying Reviewed on: 10th June 2024

Easy shopping

As a pensioner PayPal serves my needs and I have not had any problems. In this time of armchair shopping I find it the most convenient and easy way to shop. Reviewed on: 10th June 2024

Never had any issues with PayPal and any telephone c...

Never had any issues with PayPal and any telephone calls have had to make have been dealt with exceptionally prompt and mannerly Reviewed on: 10th June 2024

Always pay with Paypal

I always use PayPal to pay for goods online. If they don't accept PayPal I do not buy from them. I feel safe using paypal Reviewed on: 10th June 2024

if you want security online use PayPal credit.

I’ve used PayPal credit for a number of years and have always found it easy to use. Customer service is excellent and will always help when there is a problem, especially when you need to get your money back. Highly recommend PayPal credit. So easy to set up direct debit. I always use PayPal when shopping online for the security it gives you. Reviewed on: 10th June 2024

No issues whatsoever, clear and easy to navigate

No issues whatsoever, clear and easy to navigate Reviewed on: 10th June 2024

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